Compare · 3 funds side by side · dividends reinvested

SCHD, SMB and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,267SCHD · best of the three

02 / 04

SCHD, SMB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.6

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

VanEck Short Muni ETFBonds & Cash · Municipal0.07%2.83%+1.2%+2.4%+3.8%+1.4%−2.3%2.5%$400M2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SCHD 2011 · SMB 2008 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $120B$16,267

SCHD

SMB

VanEck Short Muni ETF · $400M$10,703

$10,000 five years ago, dividends reinvested

SCHDMeasureSMB

+31.4%Year to dateJan 1 → Nov 6+1.2%

+37.0%1 yearTotal return+2.4%

+20.0%3 years · per year$10,000 became $17,266 · $11,168+3.8%

+10.2%5 years · per year$10,000 became $16,267 · $10,703+1.4%

0.06%Expense ratio$6 · $7 a year on $10k · lower is better0.07%

3.00%Trailing 12-mo yield$300 · $283 a year on $10k2.83%

−6.9%Worst dropSmaller is better−2.3%

11.7%VolatilityLower is calmer2.5%

SCHDSMB Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs SMB: Top 5 Holdings

Today

SCHD

21.4%in top 5

SMB

in top 5[…]

SCHDStockSMB

4.5%PGnot top 5

4.3%HDnot top 5

4.3%TXNnot top 5

4.3%KOnot top 5

4.1%AMGNnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SCHD vs SMB Returns, Every Period

SchwabSCHD

+10.2%

5 years, per year

SMBVanEck

+1.4%

5 years, per year

SCHDSMBFaded: behind in that period

4–0SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Income vs Bonds: SCHD vs SGOV

YTD

SchwabSCHD

+31.4%

SGOViShares

+3.2%

+31.4%Year to date+3.2%

−6.9%Worst drop · 1Y+0.0%

11.7%Volatility · 1Y0.2%

3.0%Yield3.6%

$120BAssets$117B

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHD, SMB, SGOV

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SMB0.07%$7

SGOV0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SCHD, SMB, SGOV

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

SCHD3.00%$300

SMB2.83%$283

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

SCHD$300 − $6 = $294

SMB$283 − $7 = $276

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SCHD, SMB, SGOV

Today

[…]holdings […]

SCHDSMBSGOV

SCHD—[…][…]

SMB[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

SGOVWorst drop0.0%0.2% vol

SMBWorst drop−2.3%2.5% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVSCHD

+3.2%Year to date+31.4%

3.6%Yield3.0%

+3.8%Past year+37.0%

0.09%Fee0.06%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026