Compare SCHD and SPY | ETF Tracker

SCHD and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.97%+32.8%+37.6%+21.2%+10.3%−6.9%11.4%$121B1.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: SCHD 2011 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Schwab U.S. Dividend Equity ETF · $121B$16,352

SCHD

SPY

State Street SPDR S&P 500 ETF · $798B$17,688

$10,000 five years ago, dividends reinvested · they hold 8.3% in common

SCHDMeasureSPY

+32.8%Year to dateJan 1 → Nov 3+11.5%

+37.6%1 yearTotal return+11.8%

+21.2%3 years · per year$10,000 became $17,784 · $19,046+24.0%

+10.3%5 years · per year$10,000 became $16,352 · $17,688+12.1%

0.06%Expense ratio$6 · $9 a year on $10k · lower is better0.09%

2.97%Trailing 12-mo yield$297 · $101 a year on $10k1.01%

−6.9%Worst dropSmaller is better−8.9%

11.4%VolatilityLower is calmer12.8%

SCHDSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2SCHD wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs SPY: Top 5 Holdings

Today

SCHD

21.4%in top 5

SPY

in top 527.4%

SCHDStockSPY

not top 5NVDA7.8%

not top 5AAPL7.7%

not top 5MSFT5.9%

4.6%TXNnot top 5

4.3%PGnot top 5

4.2%KOnot top 5

4.2%CVXnot top 5

4.2%HDnot top 5

not top 5AMZN3.6%

not top 5GOOGL2.5%

Held in common8.3%

End-of-day Nov 3, 2026 · share of each fund

SCHD vs SPY Returns, Every Period

5Y

SchwabSCHD

+10.3%

5 years, per year

SPYSPDR

+12.1%

5 years, per year

SCHDSPYFaded: behind in that period

2–2Level

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Income vs Core: SCHD vs SPY

YTD

SchwabSCHD

+32.8%

SPYSPDR

+11.5%

+32.8%Year to date+11.5%

−6.9%Worst drop · 1Y−8.9%

11.4%Volatility · 1Y12.8%

3.0%Yield1.0%

$121BAssets$798B

4–0SCHD wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHD, SPY

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SPY0.09%$9

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: SCHD, SPY

1Y

2.97%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.97%$297

SPY1.01%$101

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$291most kept, SCHD

SCHD$297 − $6 = $291

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: SCHD, SPY

Today

8.3%most shared, SCHD and SPY

SCHDSPY

SCHD—8.3%

SPY8.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

1Y

+37.6%SCHD, at 11.4% volatility

SCHDWorst drop−6.9%11.4% vol

SPYWorst drop−8.9%12.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDSPY

+32.8%Year to date+11.5%

3.0%Yield1.0%

+37.6%Past year+11.8%

0.06%Fee0.09%

4–0SCHD wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026