Compare · 3 funds side by side · dividends reinvested

SCHD, TIP and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,267SCHD · best of the three

02 / 04

SCHD, TIP and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

iShares TIPS Bond ETFBonds & Cash · Treasuries0.18%4.24%+0.1%+0.1%+4.3%+0.0%−4.0%3.6%$14.6B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SCHD 2011 · TIP 2003 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $120B$16,267

SCHD

TIP

iShares TIPS Bond ETF · $14.6B$10,025

$10,000 five years ago, dividends reinvested

SCHDMeasureTIP

+31.4%Year to dateJan 1 → Nov 6+0.1%

+37.0%1 yearTotal return+0.1%

+20.0%3 years · per year$10,000 became $17,266 · $11,344+4.3%

+10.2%5 years · per year$10,000 became $16,267 · $10,025+0.0%

0.06%Expense ratio$6 · $18 a year on $10k · lower is better0.18%

3.00%Trailing 12-mo yield$300 · $424 a year on $10k4.24%

−6.9%Worst dropSmaller is better−4.0%

11.7%VolatilityLower is calmer3.6%

SCHDTIP Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs TIP: Top 5 Holdings

Today

SCHD

21.4%in top 5

TIP

in top 5[…]

SCHDStockTIP

4.5%PGnot top 5

4.3%HDnot top 5

4.3%TXNnot top 5

4.3%KOnot top 5

4.1%AMGNnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SCHD vs TIP Returns, Every Period

SchwabSCHD

+10.2%

5 years, per year

TIPiShares

+0.0%

5 years, per year

SCHDTIPFaded: behind in that period

4–0SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Income vs Bonds: SCHD vs TIP

YTD

SchwabSCHD

+31.4%

TIPiShares

+0.1%

+31.4%Year to date+0.1%

−6.9%Worst drop · 1Y−4.0%

11.7%Volatility · 1Y3.6%

3.0%Yield4.2%

$120BAssets$14.6B

3–1TIP wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHD, TIP, SGOV

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SGOV0.09%$9

TIP0.18%$18

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SCHD, TIP, SGOV

4.24%highest, TIP

FundTrailing yieldYield$10k

TIP4.24%$424

SGOV3.63%$363

SCHD3.00%$300

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$406most kept, TIP

TIP$424 − $18 = $406

SGOV$363 − $9 = $354

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SCHD, TIP, SGOV

Today

[…]holdings […]

SCHDTIPSGOV

SCHD—[…][…]

TIP[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

SGOVWorst drop0.0%0.2% vol

TIPWorst drop−4.0%3.6% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

TIPSCHD

+0.1%Year to date+31.4%

4.2%Yield3.0%

+0.1%Past year+37.0%

0.18%Fee0.06%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026