Compare · 2 funds side by side · dividends reinvested

SCHD and USOY

SCHDSchwab×USOYDefiance×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,881SCHD · best of the two

02 / 04

SCHD and USOY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$121B1.4

Oil Enhanced Options Income ETFIncome · Dividend stocks1.12%54.18%+58.0%+55.8%[…][…]−25.5%38.8%$78M1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: SCHD 2011 · USOY 2024

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $121B$16,881

SCHD

USOY

Oil Enhanced Options Income ETF · $78M[…]

$10,000 five years ago, dividends reinvested

SCHDMeasureUSOY

+35.3%Year to dateJan 1 → Nov 4+58.0%

+41.6%1 yearTotal return+55.8%

+21.4%3 years · per year$10,000 became $17,908 · […][…]

+11.0%5 years · per year$10,000 became $16,881 · […][…]

0.06%Expense ratio$6 · $112 a year on $10k · lower is better1.12%

2.91%Trailing 12-mo yield$291 · $5,418 a year on $10k54.18%

−6.9%Worst dropSmaller is better−25.5%

11.5%VolatilityLower is calmer38.8%

SCHDUSOY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs USOY: Top 5 Holdings

Today

SCHD

21.6%in top 5

USOY

in top 5[…]

SCHDStockUSOY

4.8%TXNnot top 5

4.3%PGnot top 5

4.2%KOnot top 5

4.2%CVXnot top 5

4.1%COPnot top 5

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

SCHD vs USOY Returns, Every Period

SchwabSCHD

+41.6%

past year

USOYDefiance

+55.8%

past year

SCHDUSOYFaded: behind in that period

0–2USOY wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

SCHD vs USOY

YTD

SchwabSCHD

+35.3%

USOYDefiance

+58.0%

+35.3%Year to date+58.0%

−6.9%Worst drop · 1Y−25.5%

11.5%Volatility · 1Y38.8%

2.9%Yield54.2%

$121BAssets$78.2M

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHD, USOY

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

USOY1.12%$112

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: SCHD, USOY

54.18%highest, USOY

FundTrailing yieldYield$10k

USOY54.18%$5,418

SCHD2.91%$291

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$5,306most kept, USOY

USOY$5,418 − $112 = $5,306

SCHD$291 − $6 = $285

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: SCHD, USOY

Today

[…]holdings […]

SCHDUSOY

SCHD—[…]

USOY[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+55.8%USOY, at 38.8% volatility

SCHDWorst drop−6.9%11.5% vol

USOYWorst drop−25.5%38.8% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

USOYSCHD

+58.0%Year to date+35.3%

54.2%Yield2.9%

+55.8%Past year+41.6%

1.12%Fee0.06%

3–1USOY wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026