Compare · 2 funds side by side · dividends reinvested

SCHF and IFLO

SCHFSchwab×IFLOVictoryShares×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,696SCHF · best of the two

02 / 04

SCHF and IFLO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

VictoryShares International Free Cash Flow ETFInternational · Ex-US broad0.67%1.71%+27.3%+33.1%[…][…]−7.3%14.7%$299M1.3

Schwab International Equity ETFInternational · Ex-US broad0.03%3.13%+12.8%+17.4%+22.2%+9.4%−11.5%17.7%$67.8B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: SCHF 2009 · IFLO 2025

Head to Head

Swap sides Versus in desk

Head to Head

Schwab International Equity ETF · $67.8B$15,696

SCHF

IFLO

VictoryShares International Free Cash Flow ETF · $299M[…]

$10,000 five years ago, dividends reinvested · they hold 8.3% in common

SCHFMeasureIFLO

+12.8%Year to dateJan 1 → Nov 3+27.3%

+17.4%1 yearTotal return+33.1%

+22.2%3 years · per year$10,000 became $18,259 · […][…]

+9.4%5 years · per year$10,000 became $15,696 · […][…]

0.03%Expense ratio$3 · $67 a year on $10k · lower is better0.67%

3.13%Trailing 12-mo yield$313 · $171 a year on $10k1.71%

−11.5%Worst dropSmaller is better−7.3%

17.7%VolatilityLower is calmer14.7%

SCHFIFLO Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4IFLO wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHF vs IFLO: Top 5 Holdings

Today

SCHF

9.2%in top 5

IFLO

in top 512.0%

SCHFStockIFLO

2.7%005930.Knot top 5

not top 5SU.TO2.7%

not top 5DTE.DE2.4%

not top 54503.T2.3%

not top 5285A.T2.3%

not top 5SAN.PA2.2%

2.2%000660.Knot top 5

2.1%ASML.ASnot top 5

1.2%ROP.SWnot top 5

1.1%SHEL.Lnot top 5

Held in common8.3%

End-of-day Nov 3, 2026 · share of each fund

SCHF vs IFLO Returns, Every Period

SchwabSCHF

+17.4%

past year

IFLOVictoryShares

+33.1%

past year

SCHFIFLOFaded: behind in that period

0–2IFLO wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

SCHF vs IFLO

YTD

SchwabSCHF

+12.8%

IFLOVictoryShares

+27.3%

+12.8%Year to date+27.3%

−11.5%Worst drop · 1Y−7.3%

17.7%Volatility · 1Y14.7%

3.1%Yield1.7%

$67.8BAssets$299M

3–1IFLO wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHF, IFLO

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

IFLO0.67%$67

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: SCHF, IFLO

3.13%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.13%$313

IFLO1.71%$171

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$310most kept, SCHF

SCHF$313 − $3 = $310

IFLO$171 − $67 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: SCHF, IFLO

Today

8.3%most shared, SCHF and IFLO

SCHFIFLO

SCHF—8.3%

IFLO8.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+33.1%IFLO, at 14.7% volatility

IFLOWorst drop−7.3%14.7% vol

SCHFWorst drop−11.5%17.7% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFIFLO

+12.8%Year to date+27.3%

3.1%Yield1.7%

+17.4%Past year+33.1%

0.03%Fee0.67%

2–2level

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026