Compare · 3 funds side by side · dividends reinvested

SCHF, IPOS and VT

SCHFSchwab×IPOSRenaissance×VTVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,649VT · best of the three

02 / 04

SCHF, IPOS and VT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.19%+10.4%+15.3%+20.3%+9.0%−11.5%18.2%$65.8B1.5

Vanguard Total World Stock ETFInternational · Global0.06%1.59%+8.5%+10.4%+20.7%+9.4%−9.7%14.7%$81.8B1.5

Renaissance International IPO ETFInternational · Ex-US broad0.80%0.83%+3.7%+1.7%+12.0%−9.3%−33.2%35.7%$9M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SCHF 2009 · IPOS 2014 · VT 2008

Head to Head

Swap sides Versus in desk

Head to Head

Renaissance International IPO ETF · $9M$6,132

IPOS

SCHF

Schwab International Equity ETF · $65.8B$15,397

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

IPOSMeasureSCHF

+3.7%Year to dateJan 1 → Nov 6+10.4%

+1.7%1 yearTotal return+15.3%

+12.0%3 years · per year$10,000 became $14,037 · $17,419+20.3%

−9.3%5 years · per year$10,000 became $6,132 · $15,397+9.0%

0.80%Expense ratio$80 · $3 a year on $10k · lower is better0.03%

0.83%Trailing 12-mo yield$83 · $319 a year on $10k3.19%

−33.2%Worst dropSmaller is better−11.5%

35.7%VolatilityLower is calmer18.2%

IPOSSCHF Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8SCHF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPOS vs SCHF: Top 5 Holdings

Today

IPOS

2.2%in top 5

SCHF

in top 58.4%

IPOSStockSCHF

not top 5005930.K2.4%

2.2%CVCnot top 5

not top 5ASML.AS1.9%

not top 5000660.K1.9%

not top 5ROP.SW1.2%

not top 5NOVN.SW1.1%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

IPOS vs SCHF Returns, Every Period

RenaissanceIPOS

−9.3%

5 years, per year

SCHFSchwab

+9.0%

5 years, per year

IPOSSCHFFaded: behind in that period

0–4SCHF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

IPOS vs SCHF

YTD

RenaissanceIPOS

+3.7%

SCHFSchwab

+10.4%

+3.7%Year to date+10.4%

−33.2%Worst drop · 1Y−11.5%

35.7%Volatility · 1Y18.2%

0.8%Yield3.2%

$9.2MAssets$65.8B

4–0SCHF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHF, IPOS, VT

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

VT0.06%$6

IPOS0.80%$80

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SCHF, IPOS, VT

3.19%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.19%$319

VT1.59%$159

IPOS0.83%$83

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$316most kept, SCHF

SCHF$319 − $3 = $316

VT$159 − $6 = $153

IPOS$83 − $80 = $3

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SCHF, IPOS, VT

Today

22.6%most shared, SCHF and VT

SCHFIPOSVT

SCHF—0.0%22.6%

IPOS0.0%—0.0%

VT22.6%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.3%SCHF, at 18.2% volatility

VTWorst drop−9.7%14.7% vol

SCHFWorst drop−11.5%18.2% vol

IPOSWorst drop−33.2%35.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFVT

+10.4%Year to date+8.5%

3.2%Yield1.6%

+15.3%Past year+10.4%

0.03%Fee0.06%

4–0SCHF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026