Compare · 2 funds side by side · dividends reinvested

SCHF and SPY

SCHFSchwab×SPYSPDR×
$5k$7.5k$10k$12.5k$15k$17.5k$20kLow $8,077 · 2022SPY$17,688SCHF$15,696Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,688SPY · best of the two
02 / 04

SCHF and SPY, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
Schwab International Equity ETFInternational · Ex-US broad0.03%3.13%+12.8%+17.4%+22.2%+9.4%−11.5%17.7%$67.8B1.5
State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B1.5
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 3, 2026 · returns include dividends · since: SCHF 2009 · SPY 1993
@TheETFTracker·theetftracker.com

Head to Head

5Y
Schwab International Equity ETF · $67.8B$15,696
SCHF
SPY
State Street SPDR S&P 500 ETF · $798B$17,688

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

SCHFMeasureSPY
+12.8%Year to dateJan 1 → Nov 3+11.5%
+17.4%1 yearTotal return+11.8%
+22.2%3 years · per year$10,000 became $18,259 · $19,046+24.0%
+9.4%5 years · per year$10,000 became $15,696 · $17,688+12.1%
0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%
3.13%Trailing 12-mo yield$313 · $101 a year on $10k1.01%
−11.5%Worst dropSmaller is better−8.9%
17.7%VolatilityLower is calmer12.8%
SCHFSPY Winner of the row, in its colourEach row: the bigger of the two fills its side
4–4Level
End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

SCHF vs SPY: Top 5 Holdings

Today
9.2%in top 5
SPY
in top 527.4%
SCHFStockSPY
not top 5NVDA7.8%
not top 5AAPL7.7%
not top 5MSFT5.9%
not top 5AMZN3.6%
2.7%005930.Knot top 5
not top 5GOOGL2.5%
2.2%000660.Knot top 5
2.1%ASML.ASnot top 5
1.2%ROP.SWnot top 5
1.1%SHEL.Lnot top 5
Held in common0.0%
End-of-day Nov 3, 2026 · share of each fund
@TheETFTracker·theetftracker.com

SCHF vs SPY Returns, Every Period

5Y
SchwabSCHF
+9.4%
5 years, per year
SPYSPDR
+12.1%
5 years, per year
0%+10%+20%+30%+12.8%+11.5%YTD+17.4%+11.8%1 year+22.2%+24.0%3 yrs · yr+9.4%+12.1%5 yrs · yr
SCHFSPYFaded: behind in that period
2–2Level
End-of-day Nov 3, 2026 · dividends in · faded = behind in that period
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International vs Core: SCHF vs SPY

YTD
SchwabSCHF
+12.8%
SPYSPDR
+11.5%
Jan 1Nov 3+12.8%+11.5%
+12.8%Year to date+11.5%
−11.5%Worst drop · 1Y−8.9%
17.7%Volatility · 1Y12.8%
3.1%Yield1.0%
$67.8BAssets$798B
2–2level
End-of-day Nov 3, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: SCHF, SPY

Today
0.03%lowest, SCHF
FundExpense ratioFee$10k
SCHF0.03%$3
SPY0.09%$9
End-of-day Nov 3, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: SCHF, SPY

1Y
3.13%highest, SCHF
FundTrailing yieldYield$10k
SCHF3.13%$313
SPY1.01%$101
End-of-day Nov 3, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$310most kept, SCHF
SCHF$313 − $3 = $310
SPY$101 − $9 = $92
KeptFee
End-of-day Nov 3, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: SCHF, SPY

Today
0.0%most shared, SCHF and SPY
SCHFSPY
SCHF—0.0%
SPY0.0%—
End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+17.4%SCHF, at 17.7% volatility
0%+5%+10%+15%+20%5%10%15%20%Volatility · 1 year → bumpierSCHF +17.4%SPY +11.8%
SPYWorst drop−8.9%12.8% vol
SCHFWorst drop−11.5%17.7% vol
End-of-day Nov 3, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
Jan 1Nov 3+12.8%+11.5%
+12.8%Year to date+11.5%
3.1%Yield1.0%
+17.4%Past year+11.8%
0.03%Fee0.09%
4–0SCHF wins
End-of-day Nov 3, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SPYM vs SPY

YTD
SPDRSPYM
+11.5%
SPYSPDR
+11.5%
Jan 1Nov 3+11.5%+11.5%
+11.5%Year to date+11.5%
1.0%Yield1.0%
$185BAssets$798B
0–0level
End-of-day Nov 3, 2026
@TheETFTracker·theetftracker.com

SCHD vs VIG

YTD
SchwabSCHD
+32.8%
VIGVanguard
+14.0%
Jan 1Nov 3+32.8%+14.0%
+32.8%Year to date+14.0%
3.0%Yield1.5%
$121BAssets$109B
2–0SCHD wins
End-of-day Nov 3, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+7.5%
JEPIJ.P. Morgan
+7.0%
Jan 1Nov 3+7.5%+7.0%
+7.5%Year to date+7.0%
12.3%Yield8.0%
$41.8BAssets$46.0B
2–0JEPQ wins
End-of-day Nov 3, 2026
@TheETFTracker·theetftracker.com