Compare · 2 funds side by side · dividends reinvested

SCHG and SPY

SCHGSchwab×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,712SCHG · best of the two

02 / 04

SCHG and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B1.4

Schwab U.S. Large-Cap Growth ETFLow-Cost Core · US large cap0.04%0.41%+5.5%+3.2%+25.4%+12.1%−16.0%16.9%$61.1B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: SCHG 2009 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Large-Cap Growth ETF · $61.1B$17,712

SCHG

SPY

State Street SPDR S&P 500 ETF · $798B$17,688

$10,000 five years ago, dividends reinvested · they hold 57.6% in common

SCHGMeasureSPY

+5.5%Year to dateJan 1 → Nov 3+11.5%

+3.2%1 yearTotal return+11.8%

+25.4%3 years · per year$10,000 became $19,730 · $19,046+24.0%

+12.1%5 years · per year$10,000 became $17,712 · $17,688+12.1%

0.04%Expense ratio$4 · $9 a year on $10k · lower is better0.09%

0.41%Trailing 12-mo yield$41 · $101 a year on $10k1.01%

−16.0%Worst dropSmaller is better−8.9%

16.9%VolatilityLower is calmer12.8%

SCHGSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5SPY wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHG vs SPY: Top 5 Holdings

Today

SCHG

42.9%in top 5

SPY

in top 527.4%

SCHGStockSPY

12.0%AAPL7.7%

11.9%NVDA7.8%

9.1%MSFT5.9%

5.8%AMZN3.6%

4.1%AVGOnot top 5

not top 5GOOGL2.5%

Held in common57.6%

End-of-day Nov 3, 2026 · share of each fund

SCHG vs SPY Returns, Every Period

SchwabSCHG

+12.1%

5 years, per year

SPYSPDR

+12.1%

5 years, per year

SCHGSPYFaded: behind in that period

1–2SPY wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

SCHG vs SPY

YTD

SchwabSCHG

+5.5%

SPYSPDR

+11.5%

+5.5%Year to date+11.5%

−16.0%Worst drop · 1Y−8.9%

16.9%Volatility · 1Y12.8%

0.4%Yield1.0%

$61.1BAssets$798B

4–0SPY wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHG, SPY

Today

0.04%lowest, SCHG

FundExpense ratioFee$10k

SCHG0.04%$4

SPY0.09%$9

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: SCHG, SPY

1.01%highest, SPY

FundTrailing yieldYield$10k

SPY1.01%$101

SCHG0.41%$41

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$92most kept, SPY

SPY$101 − $9 = $92

SCHG$41 − $4 = $37

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: SCHG, SPY

Today

57.6%most shared, SCHG and SPY

SCHGSPY

SCHG—57.6%

SPY57.6%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.8%SPY, at 12.8% volatility

SPYWorst drop−8.9%12.8% vol

SCHGWorst drop−16.0%16.9% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SPYSCHG

+11.5%Year to date+5.5%

1.0%Yield0.4%

+11.8%Past year+3.2%

0.09%Fee0.04%

3–1SPY wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.7%

SCHGSchwab

+5.5%

+4.7%Year to date+5.5%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.1B

1–1level

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026