Compare · 2 funds side by side · dividends reinvested

SCHP and VTIP

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$11,389VTIP · best of the two

02 / 04

SCHP and VTIP, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.81%+0.6%+0.9%+4.5%+2.6%−2.6%2.2%$20.9B1.3

Schwab US TIPS ETFBonds & Cash · Treasuries0.03%4.88%+0.1%−0.3%+4.5%+0.0%−3.8%3.5%$17.4B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: SCHP 2010 · VTIP 2012

Head to Head

Swap sides Versus in desk

Head to Head

Schwab US TIPS ETF · $17.4B$10,016

SCHP

VTIP

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,389

$10,000 five years ago, dividends reinvested

SCHPMeasureVTIP

+0.1%Year to dateJan 1 → Nov 3+0.6%

−0.3%1 yearTotal return+0.9%

+4.5%3 years · per year$10,000 became $11,427 · $11,397+4.5%

+0.0%5 years · per year$10,000 became $10,016 · $11,389+2.6%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

4.88%Trailing 12-mo yield$488 · $481 a year on $10k4.81%

−3.8%Worst dropSmaller is better−2.6%

3.5%VolatilityLower is calmer2.2%

SCHPVTIP Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5VTIP wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHP vs VTIP: Top 5 Holdings

Today

SCHP

0.0%in top 5

VTIP

in top 5[…]

SCHPStockVTIP

0.0%GVMXXnot top 5

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

SCHP vs VTIP Returns, Every Period

SchwabSCHP

+0.0%

5 years, per year

VTIPVanguard

+2.6%

5 years, per year

SCHPVTIPFaded: behind in that period

0–3VTIP wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

SCHP vs VTIP

YTD

SchwabSCHP

+0.1%

VTIPVanguard

+0.6%

+0.1%Year to date+0.6%

−3.8%Worst drop · 1Y−2.6%

3.5%Volatility · 1Y2.2%

4.9%Yield4.8%

$17.4BAssets$20.9B

3–1VTIP wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHP, VTIP

Today

0.03%lowest, SCHP

FundExpense ratioFee$10k

SCHP0.03%$3

VTIP0.03%$3

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: SCHP, VTIP

4.88%highest, SCHP

FundTrailing yieldYield$10k

SCHP4.88%$488

VTIP4.81%$481

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$485most kept, SCHP

SCHP$488 − $3 = $485

VTIP$481 − $3 = $478

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: SCHP, VTIP

Today

[…]holdings […]

SCHPVTIP

SCHP—[…]

VTIP[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+0.9%VTIP, at 2.2% volatility

VTIPWorst drop−2.6%2.2% vol

SCHPWorst drop−3.8%3.5% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SCHPVTIP

+0.1%Year to date+0.6%

4.9%Yield4.8%

−0.3%Past year+0.9%

0.03%Fee0.03%

2–1VTIP wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026