Compare · 4 funds side by side · dividends reinvested

SCHR, SGOV, VOO and VCIT

SCHRSchwab×SGOViShares×VOOVanguard×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,543VOO · best of the four

02 / 04

SCHR, SGOV, VOO and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T2.1

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.3

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.5

Schwab Intermediate-Term U.S. Treasury ETFBonds & Cash · Treasuries0.03%4.02%−0.5%−0.1%+4.3%+0.2%−4.5%3.6%$13.7B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SCHR 2010 · SGOV 2020 · VOO 2010 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Intermediate-Term U.S. Treasury ETF · $13.7B$10,105

SCHR

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,091

$10,000 five years ago, dividends reinvested

SCHRMeasureSGOV

−0.5%Year to dateJan 1 → Nov 9+3.2%

−0.1%1 yearTotal return+3.8%

+4.3%3 years · per year$10,000 became $11,344 · $11,417+4.5%

+0.2%5 years · per year$10,000 became $10,105 · $12,091+3.9%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

4.02%Trailing 12-mo yield$402 · $363 a year on $10k3.63%

−4.5%Worst dropSmaller is better0.0%

3.6%VolatilityLower is calmer0.2%

SCHRSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SGOV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHR vs SGOV: Top 5 Holdings

Today

SCHR

0.0%in top 5

SGOV

in top 5[…]

SCHRStockSGOV

0.0%GVMXXnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SCHR vs SGOV Returns, Every Period

SchwabSCHR

+0.2%

5 years, per year

SGOViShares

+3.9%

5 years, per year

SCHRSGOVFaded: behind in that period

0–4SGOV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SCHR vs VCIT

YTD

SchwabSCHR

−0.5%

VCITVanguard

−0.7%

−0.5%Year to date−0.7%

−4.5%Worst drop · 1Y−4.9%

3.6%Volatility · 1Y4.5%

4.0%Yield5.0%

$13.7BAssets$66.6B

3–1SCHR wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHR, SGOV, VOO, VCIT

Today

0.03%lowest, SCHR

FundExpense ratioFee$10k

SCHR0.03%$3

VOO0.03%$3

VCIT0.03%$3

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SCHR, SGOV, VOO, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SCHR4.02%$402

SGOV3.63%$363

VOO1.07%$107

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SCHR$402 − $3 = $399

SGOV$363 − $9 = $354

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SCHR, SGOV, VOO, VCIT

Today

0.0%most shared, SCHR and VOO

SCHRSGOVVOOVCIT

SCHR—[…]0.0%[…]

SGOV[…]—[…][…]

VOO0.0%[…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.6%VOO, at 13.7% volatility

SGOVWorst drop0.0%0.2% vol

SCHRWorst drop−4.5%3.6% vol

VCITWorst drop−4.9%4.5% vol

VOOWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITVOO

−0.7%Year to date+11.3%

5.0%Yield1.1%

+0.0%Past year+13.6%

0.03%Fee0.03%

2–1VOO wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026