Compare · 2 funds side by side · dividends reinvested

SCHY and ICOW

SCHYSchwab×ICOWPacer×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,588ICOW · best of the two

02 / 04

SCHY and ICOW, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Dividend Equity ETFIncome · Dividend stocks0.08%3.57%+13.3%+20.8%+19.5%+9.5%−9.1%12.3%$2.7B1.5

Pacer Developed Markets International Cash Cows 100 ETFInternational · Developed0.65%4.06%+13.6%+17.1%+18.6%+10.7%−8.9%14.6%$1.8B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: SCHY 2021 · ICOW 2017

Head to Head

Swap sides Versus in desk

Head to Head

Schwab International Dividend Equity ETF · $2.7B$15,719

SCHY

ICOW

Pacer Developed Markets International Cash Cows 100 ETF · $1.8B$16,588

$10,000 five years ago, dividends reinvested · they hold 10.2% in common

SCHYMeasureICOW

+13.3%Year to dateJan 1 → Nov 3+13.6%

+20.8%1 yearTotal return+17.1%

+19.5%3 years · per year$10,000 became $17,064 · $16,672+18.6%

+9.5%5 years · per year$10,000 became $15,719 · $16,588+10.7%

0.08%Expense ratio$8 · $65 a year on $10k · lower is better0.65%

3.57%Trailing 12-mo yield$357 · $406 a year on $10k4.06%

−9.1%Worst dropSmaller is better−8.9%

12.3%VolatilityLower is calmer14.6%

SCHYICOW Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHY vs ICOW: Top 5 Holdings

Today

SCHY

21.3%in top 5

ICOW

in top 512.0%

SCHYStockICOW

4.5%ROP.SWnot top 5

4.4%BATS.Lnot top 5

4.3%ENI.MInot top 5

4.1%DHL.DEnot top 5

4.1%TTE.PAnot top 5

not top 54502.T2.7%

not top 5SHEL.L2.4%

not top 5SU.TO2.4%

not top 56758.T2.3%

not top 5BP.L2.2%

Held in common10.2%

End-of-day Nov 3, 2026 · share of each fund

SCHY vs ICOW Returns, Every Period

SchwabSCHY

+9.5%

5 years, per year

ICOWPacer

+10.7%

5 years, per year

SCHYICOWFaded: behind in that period

2–2Level

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Income vs International: SCHY vs ICOW

YTD

SchwabSCHY

+13.3%

ICOWPacer

+13.6%

+13.3%Year to date+13.6%

−9.1%Worst drop · 1Y−8.9%

12.3%Volatility · 1Y14.6%

3.6%Yield4.1%

$2.7BAssets$1.8B

3–1ICOW wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHY, ICOW

Today

0.08%lowest, SCHY

FundExpense ratioFee$10k

SCHY0.08%$8

ICOW0.65%$65

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: SCHY, ICOW

4.06%highest, ICOW

FundTrailing yieldYield$10k

ICOW4.06%$406

SCHY3.57%$357

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$349most kept, SCHY

SCHY$357 − $8 = $349

ICOW$406 − $65 = $341

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: SCHY, ICOW

Today

10.2%most shared, SCHY and ICOW

SCHYICOW

SCHY—10.2%

ICOW10.2%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+20.8%SCHY, at 12.3% volatility

SCHYWorst drop−9.1%12.3% vol

ICOWWorst drop−8.9%14.6% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

ICOWSCHY

+13.6%Year to date+13.3%

4.1%Yield3.6%

+17.1%Past year+20.8%

0.65%Fee0.08%

2–2level

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026