Compare · 2 funds side by side · dividends reinvested

SCHZ and VCIT

SCHZSchwab×VCITVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,510VCIT · best of the two

02 / 04

SCHZ and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Aggregate Bond ETFBonds & Cash · Core aggregate0.03%4.27%+0.0%+0.3%+5.0%−0.1%−4.6%4.0%$10.8B1.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SCHZ 2011 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Aggregate Bond ETF · $10.8B$9,965

SCHZ

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

$10,000 five years ago, dividends reinvested

SCHZMeasureVCIT

+0.0%Year to dateJan 1 → Nov 9−0.7%

+0.3%1 yearTotal return+0.0%

+5.0%3 years · per year$10,000 became $11,581 · $12,129+6.6%

−0.1%5 years · per year$10,000 became $9,965 · $10,510+1.0%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

4.27%Trailing 12-mo yield$427 · $502 a year on $10k5.02%

−4.6%Worst dropSmaller is better−4.9%

4.0%VolatilityLower is calmer4.5%

SCHZVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3SCHZ wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHZ vs VCIT: Top 5 Holdings

Today

SCHZ

0.8%in top 5

VCIT

in top 5[…]

SCHZStockVCIT

0.8%GVMXXnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SCHZ vs VCIT Returns, Every Period

SchwabSCHZ

−0.1%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

SCHZVCITFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SCHZ vs VCIT

YTD

SchwabSCHZ

+0.0%

VCITVanguard

−0.7%

+0.0%Year to date−0.7%

−4.6%Worst drop · 1Y−4.9%

4.0%Volatility · 1Y4.5%

4.3%Yield5.0%

$10.8BAssets$66.6B

3–1SCHZ wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHZ, VCIT

Today

0.03%lowest, SCHZ

FundExpense ratioFee$10k

SCHZ0.03%$3

VCIT0.03%$3

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SCHZ, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SCHZ4.27%$427

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SCHZ$427 − $3 = $424

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SCHZ, VCIT

Today

[…]holdings […]

SCHZVCIT

SCHZ—[…]

VCIT[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+0.3%SCHZ, at 4.0% volatility

SCHZWorst drop−4.6%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSCHZ

−0.7%Year to date+0.0%

5.0%Yield4.3%

+0.0%Past year+0.3%

0.03%Fee0.03%

2–1SCHZ wins

End-of-day Nov 9, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026