Compare · 3 funds side by side · dividends reinvested

SCIN, EMB and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

SCIN, EMB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.4

iShares J.P. Morgan USD Emerging Markets Bond ETFBonds & Cash · International0.39%5.35%−0.2%+1.3%+9.6%+1.6%−5.2%6.0%$13.7B1.9

Schwab International Bond ETFBonds & Cash · International0.06%0.00%[…][…][…][…][…][…]$25M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SCIN 2026 · EMB 2007 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Schwab International Bond ETF · $25M[…]

SCIN

EMB

iShares J.P. Morgan USD Emerging Markets Bond ETF · $13.7B$10,821

$10,000 five years ago, dividends reinvested

SCINMeasureEMB

[…]Year to dateJan 1 → Nov 6−0.2%

[…]1 yearTotal return+1.3%

[…]3 years · per year$10,000 became […] · $13,148+9.6%

[…]5 years · per year$10,000 became […] · $10,821+1.6%

0.06%Expense ratio$6 · $39 a year on $10k · lower is better0.39%

0.00%Trailing 12-mo yield$0 · $535 a year on $10k5.35%

[…]Worst dropSmaller is better−5.2%

[…]VolatilityLower is calmer6.0%

SCINEMB Winner of the row, in its colourEach row: the bigger of the two fills its side

1–1Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCIN vs EMB: Top 5 Holdings

Today

SCIN

0.4%in top 5

EMB

in top 5[…]

SCINStockEMB

0.4%GVMXXnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SCIN vs EMB Returns, Every Period

SchwabSCIN

[…]

past year

EMBiShares

+1.3%

past year

Returns […]

SCINEMBFaded: behind in that period

0–0Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SCIN vs EMB

YTD

SchwabSCIN

[…]

EMBiShares

−0.2%

[…]Year to date−0.2%

[…]Worst drop · 1Y−5.2%

[…]Volatility · 1Y6.0%

0.0%Yield5.3%

$25.3MAssets$13.7B

1–0EMB wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCIN, EMB, SGOV

Today

0.06%lowest, SCIN

FundExpense ratioFee$10k

SCIN0.06%$6

SGOV0.09%$9

EMB0.39%$39

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SCIN, EMB, SGOV

5.35%highest, EMB

FundTrailing yieldYield$10k

EMB5.35%$535

SGOV3.63%$363

SCIN0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$496most kept, EMB

EMB$535 − $39 = $496

SGOV$363 − $9 = $354

SCIN$0 − $6 = −$6

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SCIN, EMB, SGOV

Today

[…]holdings […]

SCINEMBSGOV

SCIN—[…][…]

EMB[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

EMBWorst drop−5.2%6.0% vol

SCINWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EMBSGOV

−0.2%Year to date+3.2%

5.3%Yield3.6%

+1.3%Past year+3.8%

0.39%Fee0.09%

3–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026