Compare · 3 funds side by side · dividends reinvested

SCIN, IAGG and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,086SGOV · best of the three

02 / 04

SCIN, IAGG and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.5

iShares Core International Aggregate Bond ETFBonds & Cash · International0.07%5.15%+1.8%+1.5%+5.2%+1.3%−2.3%3.1%$13.1B1.8

Schwab International Bond ETFBonds & Cash · International0.06%0.00%[…][…][…][…][…][…]$25M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SCIN 2026 · IAGG 2015 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Schwab International Bond ETF · $25M[…]

SCIN

IAGG

iShares Core International Aggregate Bond ETF · $13.1B$10,663

$10,000 five years ago, dividends reinvested

SCINMeasureIAGG

[…]Year to dateJan 1 → Nov 5+1.8%

[…]1 yearTotal return+1.5%

[…]3 years · per year$10,000 became […] · $11,634+5.2%

[…]5 years · per year$10,000 became […] · $10,663+1.3%

0.06%Expense ratio$6 · $7 a year on $10k · lower is better0.07%

0.00%Trailing 12-mo yield$0 · $515 a year on $10k5.15%

[…]Worst dropSmaller is better−2.3%

[…]VolatilityLower is calmer3.1%

SCINIAGG Winner of the row, in its colourEach row: the bigger of the two fills its side

1–1Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCIN vs IAGG: Top 5 Holdings

Today

SCIN

0.4%in top 5

IAGG

in top 5[…]

SCINStockIAGG

0.4%GVMXXnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SCIN vs IAGG Returns, Every Period

SchwabSCIN

[…]

past year

IAGGiShares

+1.5%

past year

Returns […]

SCINIAGGFaded: behind in that period

0–0Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

SCIN vs IAGG

YTD

SchwabSCIN

[…]

IAGGiShares

+1.8%

[…]Year to date+1.8%

[…]Worst drop · 1Y−2.3%

[…]Volatility · 1Y3.1%

0.0%Yield5.1%

$25.3MAssets$13.1B

1–0IAGG wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCIN, IAGG, SGOV

Today

0.06%lowest, SCIN

FundExpense ratioFee$10k

SCIN0.06%$6

IAGG0.07%$7

SGOV0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SCIN, IAGG, SGOV

5.15%highest, IAGG

FundTrailing yieldYield$10k

IAGG5.15%$515

SGOV3.63%$363

SCIN0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$508most kept, IAGG

IAGG$515 − $7 = $508

SGOV$363 − $9 = $354

SCIN$0 − $6 = −$6

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SCIN, IAGG, SGOV

Today

[…]holdings […]

SCINIAGGSGOV

SCIN—[…][…]

IAGG[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

IAGGWorst drop−2.3%3.1% vol

SCINWorst drop[…][…]

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

IAGGSGOV

+1.8%Year to date+3.1%

5.1%Yield3.6%

+1.5%Past year+3.7%

0.07%Fee0.09%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026