Compare · 4 funds side by side · dividends reinvested

SCIN, IAGG, SGOV and VCIT

SCINSchwab×IAGGiShares×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,091SGOV · best of the four

02 / 04

SCIN, IAGG, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B1.9

iShares Core International Aggregate Bond ETFBonds & Cash · International0.07%5.14%+2.0%+1.6%+5.0%+1.4%−2.3%3.1%$13.1B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.4

Schwab International Bond ETFBonds & Cash · International0.06%0.00%[…][…][…][…][…][…]$25M3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SCIN 2026 · IAGG 2015 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Schwab International Bond ETF · $25M[…]

SCIN

IAGG

iShares Core International Aggregate Bond ETF · $13.1B$10,709

$10,000 five years ago, dividends reinvested

SCINMeasureIAGG

[…]Year to dateJan 1 → Nov 9+2.0%

[…]1 yearTotal return+1.6%

[…]3 years · per year$10,000 became […] · $11,567+5.0%

[…]5 years · per year$10,000 became […] · $10,709+1.4%

0.06%Expense ratio$6 · $7 a year on $10k · lower is better0.07%

0.00%Trailing 12-mo yield$0 · $514 a year on $10k5.14%

[…]Worst dropSmaller is better−2.3%

[…]VolatilityLower is calmer3.1%

SCINIAGG Winner of the row, in its colourEach row: the bigger of the two fills its side

1–1Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCIN vs IAGG: Top 5 Holdings

Today

SCIN

0.4%in top 5

IAGG

in top 5[…]

SCINStockIAGG

0.4%GVMXXnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SCIN vs IAGG Returns, Every Period

SchwabSCIN

[…]

past year

IAGGiShares

+1.6%

past year

Returns […]

SCINIAGGFaded: behind in that period

0–0Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SCIN vs IAGG

YTD

SchwabSCIN

[…]

IAGGiShares

+2.0%

[…]Year to date+2.0%

[…]Worst drop · 1Y−2.3%

[…]Volatility · 1Y3.1%

0.0%Yield5.1%

$25.3MAssets$13.1B

1–0IAGG wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCIN, IAGG, SGOV, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SCIN0.06%$6

IAGG0.07%$7

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SCIN, IAGG, SGOV, VCIT

5.14%highest, IAGG

FundTrailing yieldYield$10k

IAGG5.14%$514

VCIT5.02%$502

SGOV3.63%$363

SCIN0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$507most kept, IAGG

IAGG$514 − $7 = $507

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

SCIN$0 − $6 = −$6

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SCIN, IAGG, SGOV, VCIT

Today

[…]holdings […]

SCINIAGGSGOVVCIT

SCIN—[…][…][…]

IAGG[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

IAGGWorst drop−2.3%3.1% vol

VCITWorst drop−4.9%4.5% vol

SCINWorst drop[…][…]

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IAGGSGOV

+2.0%Year to date+3.2%

5.1%Yield3.6%

+1.6%Past year+3.8%

0.07%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026