Compare · 4 funds side by side · dividends reinvested

SCIO, SCHD, SGOV and BND

SCIOFirst Trust×SCHDSchwab×SGOViShares×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,454SCHD · best of the four

02 / 04

SCIO, SCHD, SGOV and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.1

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.1%+39.1%+19.6%+10.5%−6.9%11.8%$120B2.3

First Trust Structured Credit Income Opportunities ETFBonds & Cash · Corporate0.70%5.64%+2.2%+3.1%[…][…]−2.7%2.7%$580M2.5

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SCIO 2024 · SCHD 2011 · SGOV 2020 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total Bond Market ETF · $161B$9,990

BND

SCIO

First Trust Structured Credit Income Opportunities ETF · $580M[…]

$10,000 five years ago, dividends reinvested

BNDMeasureSCIO

+0.1%Year to dateJan 1 → Nov 9+2.2%

+0.3%1 yearTotal return+3.1%

+5.0%3 years · per year$10,000 became $11,582 · […][…]

−0.0%5 years · per year$10,000 became $9,990 · […][…]

0.03%Expense ratio$3 · $70 a year on $10k · lower is better0.70%

4.12%Trailing 12-mo yield$412 · $564 a year on $10k5.64%

−4.5%Worst dropSmaller is better−2.7%

4.0%VolatilityLower is calmer2.7%

BNDSCIO Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5SCIO wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BND vs SCIO: Top 5 Holdings

Today

BND

[…]in top 5

SCIO

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

BND vs SCIO Returns, Every Period

VanguardBND

+0.3%

past year

SCIOFirst Trust

+3.1%

past year

BNDSCIOFaded: behind in that period

0–2SCIO wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

BND vs SCIO

YTD

VanguardBND

+0.1%

SCIOFirst Trust

+2.2%

+0.1%Year to date+2.2%

−4.5%Worst drop · 1Y−2.7%

4.0%Volatility · 1Y2.7%

4.1%Yield5.6%

$161BAssets$580M

4–0SCIO wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCIO, SCHD, SGOV, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

SCHD0.06%$6

SGOV0.09%$9

SCIO0.70%$70

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SCIO, SCHD, SGOV, BND

5.64%highest, SCIO

FundTrailing yieldYield$10k

SCIO5.64%$564

BND4.12%$412

SGOV3.63%$363

SCHD2.96%$296

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$494most kept, SCIO

SCIO$564 − $70 = $494

BND$412 − $3 = $409

SGOV$363 − $9 = $354

SCHD$296 − $6 = $290

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SCIO, SCHD, SGOV, BND

Today

[…]holdings […]

SCIOSCHDSGOVBND

SCIO—[…][…][…]

SCHD[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.1%SCHD, at 11.8% volatility

SGOVWorst drop0.0%0.2% vol

SCIOWorst drop−2.7%2.7% vol

BNDWorst drop−4.5%4.0% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCIOSCHD

+2.2%Year to date+33.1%

5.6%Yield3.0%

+3.1%Past year+39.1%

0.70%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.0%

+0.1%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026