Compare · 4 funds side by side · dividends reinvested

SCIO, SGOV, SPY and MUB

SCIOFirst Trust×SGOViShares×SPYSPDR×MUBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,493SPY · best of the four

02 / 04

SCIO, SGOV, SPY and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.3

First Trust Structured Credit Income Opportunities ETFBonds & Cash · Corporate0.70%5.64%+2.2%+3.1%[…][…]−2.7%2.7%$580M2.5

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.1B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SCIO 2024 · SGOV 2020 · SPY 1993 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

First Trust Structured Credit Income Opportunities ETF · $580M[…]

SCIO

SGOV

iShares 0-3 Month Treasury Bond ETF · $116B$12,091

$10,000 five years ago, dividends reinvested

SCIOMeasureSGOV

+2.2%Year to dateJan 1 → Nov 9+3.2%

+3.1%1 yearTotal return+3.8%

[…]3 years · per year$10,000 became […] · $11,417+4.5%

[…]5 years · per year$10,000 became […] · $12,091+3.9%

0.70%Expense ratio$70 · $9 a year on $10k · lower is better0.09%

5.64%Trailing 12-mo yield$564 · $363 a year on $10k3.63%

−2.7%Worst dropSmaller is better0.0%

2.7%VolatilityLower is calmer0.2%

SCIOSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5SGOV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCIO vs SGOV: Top 5 Holdings

Today

SCIO

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SCIO vs SGOV Returns, Every Period

First TrustSCIO

+3.1%

past year

SGOViShares

+3.8%

past year

SCIOSGOVFaded: behind in that period

0–2SGOV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SCIO vs SGOV

YTD

First TrustSCIO

+2.2%

SGOViShares

+3.2%

+2.2%Year to date+3.2%

−2.7%Worst drop · 1Y+0.0%

2.7%Volatility · 1Y0.2%

5.6%Yield3.6%

$580MAssets$116B

3–1SGOV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCIO, SGOV, SPY, MUB

Today

0.05%lowest, MUB

FundExpense ratioFee$10k

MUB0.05%$5

SGOV0.09%$9

SPY0.09%$9

SCIO0.70%$70

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SCIO, SGOV, SPY, MUB

5.64%highest, SCIO

FundTrailing yieldYield$10k

SCIO5.64%$564

SGOV3.63%$363

MUB3.26%$326

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$494most kept, SCIO

SCIO$564 − $70 = $494

SGOV$363 − $9 = $354

MUB$326 − $5 = $321

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SCIO, SGOV, SPY, MUB

Today

[…]holdings […]

SCIOSGOVSPYMUB

SCIO—[…][…][…]

SGOV[…]—[…][…]

SPY[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.5%SPY, at 13.7% volatility

SGOVWorst drop0.0%0.2% vol

SCIOWorst drop−2.7%2.7% vol

MUBWorst drop−6.3%3.7% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCIOSPY

+2.2%Year to date+11.2%

5.6%Yield1.0%

+3.1%Past year+13.5%

0.70%Fee0.09%

3–1SPY wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026