Compare · 3 funds side by side · dividends reinvested

SCMB, SCHD and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

SCMB, SCHD and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.8

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$120B1.9

Schwab Municipal Bond ETFBonds & Cash · Municipal0.03%3.61%+0.0%+0.4%+4.4%[…]−6.7%3.8%$4.1B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SCMB 2022 · SCHD 2011 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Municipal Bond ETF · $4.1B[…]

SCMB

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,086

$10,000 five years ago, dividends reinvested

SCMBMeasureSGOV

+0.0%Year to dateJan 1 → Nov 5+3.1%

+0.4%1 yearTotal return+3.7%

+4.4%3 years · per year$10,000 became $11,395 · $11,417+4.5%

[…]5 years · per year$10,000 became […] · $12,086+3.9%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

3.61%Trailing 12-mo yield$361 · $363 a year on $10k3.63%

−6.7%Worst dropSmaller is better0.0%

3.8%VolatilityLower is calmer0.2%

SCMBSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6SGOV wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCMB vs SGOV: Top 5 Holdings

Today

SCMB

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SCMB vs SGOV Returns, Every Period

SchwabSCMB

+0.4%

past year

SGOViShares

+3.7%

past year

SCMBSGOVFaded: behind in that period

0–3SGOV wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

SCMB vs SGOV

YTD

SchwabSCMB

+0.0%

SGOViShares

+3.1%

+0.0%Year to date+3.1%

−6.7%Worst drop · 1Y+0.0%

3.8%Volatility · 1Y0.2%

3.6%Yield3.6%

$4.1BAssets$117B

3–0SGOV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCMB, SCHD, SGOV

Today

0.03%lowest, SCMB

FundExpense ratioFee$10k

SCMB0.03%$3

SCHD0.06%$6

SGOV0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SCMB, SCHD, SGOV

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

SCMB3.61%$361

SCHD2.98%$298

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$358most kept, SCMB

SCMB$361 − $3 = $358

SGOV$363 − $9 = $354

SCHD$298 − $6 = $292

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SCMB, SCHD, SGOV

Today

[…]holdings […]

SCMBSCHDSGOV

SCMB—[…][…]

SCHD[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

SGOVWorst drop0.0%0.2% vol

SCMBWorst drop−6.7%3.8% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVSCHD

+3.1%Year to date+32.3%

3.6%Yield3.0%

+3.7%Past year+38.7%

0.09%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026