Compare · 4 funds side by side · dividends reinvested

SCMB, SGOV, SCHD and VCIT

SCMBSchwab×SGOViShares×SCHDSchwab×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,267SCHD · best of the four

02 / 04

SCMB, SGOV, SCHD and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.1

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B2.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.5

Schwab Municipal Bond ETFBonds & Cash · Municipal0.03%3.59%+0.4%+1.1%+4.5%[…]−6.7%3.9%$4.1B2.7

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SCMB 2022 · SGOV 2020 · SCHD 2011 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Municipal Bond ETF · $4.1B[…]

SCMB

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

$10,000 five years ago, dividends reinvested

SCMBMeasureVCIT

+0.4%Year to dateJan 1 → Nov 6−0.8%

+1.1%1 yearTotal return+0.4%

+4.5%3 years · per year$10,000 became $11,403 · $12,210+6.9%

[…]5 years · per year$10,000 became […] · $10,493+1.0%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

3.59%Trailing 12-mo yield$359 · $502 a year on $10k5.02%

−6.7%Worst dropSmaller is better−4.9%

3.9%VolatilityLower is calmer4.5%

SCMBVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCMB vs VCIT: Top 5 Holdings

Today

SCMB

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SCMB vs VCIT Returns, Every Period

SchwabSCMB

+1.1%

past year

VCITVanguard

+0.4%

past year

SCMBVCITFaded: behind in that period

2–1SCMB wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SCMB vs VCIT

YTD

SchwabSCMB

+0.4%

VCITVanguard

−0.8%

+0.4%Year to date−0.8%

−6.7%Worst drop · 1Y−4.9%

3.9%Volatility · 1Y4.5%

3.6%Yield5.0%

$4.1BAssets$66.6B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCMB, SGOV, SCHD, VCIT

Today

0.03%lowest, SCMB

FundExpense ratioFee$10k

SCMB0.03%$3

VCIT0.03%$3

SCHD0.06%$6

SGOV0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SCMB, SGOV, SCHD, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SGOV3.63%$363

SCMB3.59%$359

SCHD3.00%$300

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SCMB$359 − $3 = $356

SGOV$363 − $9 = $354

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SCMB, SGOV, SCHD, VCIT

Today

[…]holdings […]

SCMBSGOVSCHDVCIT

SCMB—[…][…][…]

SGOV[…]—[…][…]

SCHD[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+37.0%SCHD, at 11.7% volatility

SGOVWorst drop0.0%0.2% vol

SCMBWorst drop−6.7%3.9% vol

VCITWorst drop−4.9%4.5% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSCHD

−0.8%Year to date+31.4%

5.0%Yield3.0%

+0.4%Past year+37.0%

0.03%Fee0.06%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026