Compare · 2 funds side by side · dividends reinvested

SCMB and SPY

SCMBSchwab×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,688SPY · best of the two

02 / 04

SCMB and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Municipal Bond ETFBonds & Cash · Municipal0.03%3.64%−0.8%−0.5%+4.2%[…]−6.7%3.8%$4.1B1.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: SCMB 2022 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Municipal Bond ETF · $4.1B[…]

SCMB

SPY

State Street SPDR S&P 500 ETF · $798B$17,688

$10,000 five years ago, dividends reinvested

SCMBMeasureSPY

−0.8%Year to dateJan 1 → Nov 3+11.5%

−0.5%1 yearTotal return+11.8%

+4.2%3 years · per year$10,000 became $11,298 · $19,046+24.0%

[…]5 years · per year$10,000 became […] · $17,688+12.1%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

3.64%Trailing 12-mo yield$364 · $101 a year on $10k1.01%

−6.7%Worst dropSmaller is better−8.9%

3.8%VolatilityLower is calmer12.8%

SCMBSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3SCMB wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCMB vs SPY: Top 5 Holdings

Today

SCMB

[…]in top 5

SPY

in top 527.4%

SCMBStockSPY

not top 5NVDA7.8%

not top 5AAPL7.7%

not top 5MSFT5.9%

not top 5AMZN3.6%

not top 5GOOGL2.5%

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

SCMB vs SPY Returns, Every Period

SchwabSCMB

−0.5%

past year

SPYSPDR

+11.8%

past year

SCMBSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Bonds vs Core: SCMB vs SPY

YTD

SchwabSCMB

−0.8%

SPYSPDR

+11.5%

−0.8%Year to date+11.5%

−6.7%Worst drop · 1Y−8.9%

3.8%Volatility · 1Y12.8%

3.6%Yield1.0%

$4.1BAssets$798B

3–1SCMB wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCMB, SPY

Today

0.03%lowest, SCMB

FundExpense ratioFee$10k

SCMB0.03%$3

SPY0.09%$9

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: SCMB, SPY

3.64%highest, SCMB

FundTrailing yieldYield$10k

SCMB3.64%$364

SPY1.01%$101

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$361most kept, SCMB

SCMB$364 − $3 = $361

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: SCMB, SPY

Today

[…]holdings […]

SCMBSPY

SCMB—[…]

SPY[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.8%SPY, at 12.8% volatility

SCMBWorst drop−6.7%3.8% vol

SPYWorst drop−8.9%12.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SCMBSPY

−0.8%Year to date+11.5%

3.6%Yield1.0%

−0.5%Past year+11.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026