Compare · 3 funds side by side · dividends reinvested

SCMB, VCIT and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,459SCHD · best of the three

02 / 04

SCMB, VCIT and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Municipal Bond ETFBonds & Cash · Municipal0.03%3.59%+0.5%+0.8%+4.2%[…]−6.7%3.9%$4.1B1.9

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B1.9

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SCMB 2022 · VCIT 2009 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $122B$16,459

SCHD

SCMB

Schwab Municipal Bond ETF · $4.1B[…]

$10,000 five years ago, dividends reinvested

SCHDMeasureSCMB

+33.2%Year to dateJan 1 → Nov 9+0.5%

+39.1%1 yearTotal return+0.8%

+19.6%3 years · per year$10,000 became $17,123 · $11,310+4.2%

+10.5%5 years · per year$10,000 became $16,459 · […][…]

0.06%Expense ratio$6 · $3 a year on $10k · lower is better0.03%

2.96%Trailing 12-mo yield$296 · $359 a year on $10k3.59%

−6.9%Worst dropSmaller is better−6.7%

11.8%VolatilityLower is calmer3.9%

SCHDSCMB Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SCMB wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs SCMB: Top 5 Holdings

Today

SCHD

21.4%in top 5

SCMB

in top 5[…]

SCHDStockSCMB

4.4%PGnot top 5

4.3%TXNnot top 5

4.3%KOnot top 5

4.3%HDnot top 5

4.1%AMGNnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SCHD vs SCMB Returns, Every Period

SchwabSCHD

+39.1%

past year

SCMBSchwab

+0.8%

past year

SCHDSCMBFaded: behind in that period

3–0SCHD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Income vs Bonds: SCHD vs VCIT

YTD

SchwabSCHD

+33.2%

VCITVanguard

−0.7%

+33.2%Year to date−0.7%

−6.9%Worst drop · 1Y−4.9%

11.8%Volatility · 1Y4.5%

3.0%Yield5.0%

$122BAssets$66.6B

3–1VCIT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCMB, VCIT, SCHD

Today

0.03%lowest, SCMB

FundExpense ratioFee$10k

SCMB0.03%$3

VCIT0.03%$3

SCHD0.06%$6

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SCMB, VCIT, SCHD

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SCMB3.59%$359

SCHD2.96%$296

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SCMB$359 − $3 = $356

SCHD$296 − $6 = $290

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SCMB, VCIT, SCHD

Today

[…]holdings […]

SCMBVCITSCHD

SCMB—[…][…]

VCIT[…]—[…]

SCHD[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

SCMBWorst drop−6.7%3.9% vol

VCITWorst drop−4.9%4.5% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSCHD

−0.7%Year to date+33.2%

5.0%Yield3.0%

+0.0%Past year+39.1%

0.03%Fee0.06%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026