Compare · 3 funds side by side · dividends reinvested

SCMB, VOO and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,543VOO · best of the three

02 / 04

SCMB, VOO and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

Schwab Municipal Bond ETFBonds & Cash · Municipal0.03%3.59%+0.5%+0.8%+4.2%[…]−6.7%3.9%$4.1B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SCMB 2022 · VOO 2010 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard S&P 500 ETF · $1.00T$17,543

VOO

SCMB

Schwab Municipal Bond ETF · $4.1B[…]

$10,000 five years ago, dividends reinvested

VOOMeasureSCMB

+11.3%Year to dateJan 1 → Nov 9+0.5%

+13.6%1 yearTotal return+0.8%

+22.0%3 years · per year$10,000 became $18,159 · $11,310+4.2%

+11.9%5 years · per year$10,000 became $17,543 · […][…]

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

1.07%Trailing 12-mo yield$107 · $359 a year on $10k3.59%

−8.9%Worst dropSmaller is better−6.7%

13.7%VolatilityLower is calmer3.9%

VOOSCMB Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VOO vs SCMB: Top 5 Holdings

Today

VOO

28.3%in top 5

SCMB

in top 5[…]

VOOStockSCMB

8.4%NVDAnot top 5

7.4%AAPLnot top 5

5.8%MSFTnot top 5

3.7%AMZNnot top 5

3.1%GOOGLnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VOO vs SCMB Returns, Every Period

VanguardVOO

+13.6%

past year

SCMBSchwab

+0.8%

past year

VOOSCMBFaded: behind in that period

3–0VOO wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Bonds: VOO vs SGOV

YTD

VanguardVOO

+11.3%

SGOViShares

+3.2%

+11.3%Year to date+3.2%

−8.9%Worst drop · 1Y+0.0%

13.7%Volatility · 1Y0.2%

1.1%Yield3.6%

$1.00TAssets$117B

3–1SGOV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCMB, VOO, SGOV

Today

0.03%lowest, SCMB

FundExpense ratioFee$10k

SCMB0.03%$3

VOO0.03%$3

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SCMB, VOO, SGOV

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

SCMB3.59%$359

VOO1.07%$107

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$356most kept, SCMB

SCMB$359 − $3 = $356

SGOV$363 − $9 = $354

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SCMB, VOO, SGOV

Today

[…]holdings […]

SCMBVOOSGOV

SCMB—[…][…]

VOO[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.6%VOO, at 13.7% volatility

SGOVWorst drop0.0%0.2% vol

SCMBWorst drop−6.7%3.9% vol

VOOWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVVOO

+3.2%Year to date+11.3%

3.6%Yield1.1%

+3.8%Past year+13.6%

0.09%Fee0.03%

3–1VOO wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026