Compare · 4 funds side by side · dividends reinvested

SCMB, VYM, VCIT and SGOV

SCMBSchwab×VYMVanguard×VCITVanguard×SGOViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,254VYM · best of the four

02 / 04

SCMB, VYM, VCIT and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.1

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.26%+15.4%+19.5%+19.7%+11.5%−6.7%10.8%$78.9B2.3

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.5

Schwab Municipal Bond ETFBonds & Cash · Municipal0.03%3.59%+0.5%+0.8%+4.2%[…]−6.7%3.9%$4.1B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SCMB 2022 · VYM 2006 · VCIT 2009 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

VCIT

SCMB

Schwab Municipal Bond ETF · $4.1B[…]

$10,000 five years ago, dividends reinvested

VCITMeasureSCMB

−0.7%Year to dateJan 1 → Nov 9+0.5%

+0.0%1 yearTotal return+0.8%

+6.6%3 years · per year$10,000 became $12,129 · $11,310+4.2%

+1.0%5 years · per year$10,000 became $10,510 · […][…]

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

5.02%Trailing 12-mo yield$502 · $359 a year on $10k3.59%

−4.9%Worst dropSmaller is better−6.7%

4.5%VolatilityLower is calmer3.9%

VCITSCMB Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs SCMB: Top 5 Holdings

Today

VCIT

[…]in top 5

SCMB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs SCMB Returns, Every Period

VanguardVCIT

+0.0%

past year

SCMBSchwab

+0.8%

past year

VCITSCMBFaded: behind in that period

1–2SCMB wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCIT vs SGOV

YTD

VanguardVCIT

−0.7%

SGOViShares

+3.2%

−0.7%Year to date+3.2%

−4.9%Worst drop · 1Y+0.0%

4.5%Volatility · 1Y0.2%

5.0%Yield3.6%

$66.6BAssets$117B

3–1SGOV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCMB, VYM, VCIT, SGOV

Today

0.03%lowest, SCMB

FundExpense ratioFee$10k

SCMB0.03%$3

VCIT0.03%$3

VYM0.04%$4

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SCMB, VYM, VCIT, SGOV

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SGOV3.63%$363

SCMB3.59%$359

VYM2.26%$226

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SCMB$359 − $3 = $356

SGOV$363 − $9 = $354

VYM$226 − $4 = $222

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SCMB, VYM, VCIT, SGOV

Today

[…]holdings […]

SCMBVYMVCITSGOV

SCMB—[…][…][…]

VYM[…]—[…][…]

VCIT[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+19.5%VYM, at 10.8% volatility

SGOVWorst drop0.0%0.2% vol

SCMBWorst drop−6.7%3.9% vol

VCITWorst drop−4.9%4.5% vol

VYMWorst drop−6.7%10.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITVYM

−0.7%Year to date+15.4%

5.0%Yield2.3%

+0.0%Past year+19.5%

0.03%Fee0.04%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026