Compare · 3 funds side by side · dividends reinvested

SCYB, SCHD and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

SCYB, SCHD and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$123B1.9

Schwab High Yield Bond ETFBonds & Cash · High yield0.03%7.15%+1.4%+2.9%+8.8%[…]−2.8%3.8%$2.7B2.0

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SCYB 2023 · SCHD 2011 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Schwab High Yield Bond ETF · $2.7B[…]

SCYB

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,375

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

SCYBMeasureSCHD

+1.4%Year to dateJan 1 → Nov 5+35.3%

+2.9%1 yearTotal return+41.6%

+8.8%3 years · per year$10,000 became $12,875 · $17,908+21.4%

[…]5 years · per year$10,000 became […] · $16,881+11.0%

0.03%Expense ratio$3 · $6 a year on $10k · lower is better0.06%

7.15%Trailing 12-mo yield$715 · $291 a year on $10k2.91%

−2.8%Worst dropSmaller is better−6.9%

3.8%VolatilityLower is calmer11.5%

SCYBSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3SCYB wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCYB vs SCHD: Top 5 Holdings

Today

SCYB

0.6%in top 5

SCHD

in top 521.7%

SCYBStockSCHD

not top 5TXN4.7%

not top 5PG4.4%

not top 5HD4.3%

not top 5KO4.2%

not top 5AMGN4.2%

0.6%GVMXXnot top 5

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

SCYB vs SCHD Returns, Every Period

SchwabSCYB

+2.9%

past year

SCHDSchwab

+41.6%

past year

SCYBSCHDFaded: behind in that period

0–3SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

SCYB vs SGOV

YTD

SchwabSCYB

+1.4%

SGOViShares

+3.1%

+1.4%Year to date+3.1%

−2.8%Worst drop · 1Y+0.0%

3.8%Volatility · 1Y0.2%

7.1%Yield3.6%

$2.7BAssets$117B

3–1SGOV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCYB, SCHD, SGOV

Today

0.03%lowest, SCYB

FundExpense ratioFee$10k

SCYB0.03%$3

SCHD0.06%$6

SGOV0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SCYB, SCHD, SGOV

7.15%highest, SCYB

FundTrailing yieldYield$10k

SCYB7.15%$715

SGOV3.63%$363

SCHD2.91%$291

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$712most kept, SCYB

SCYB$715 − $3 = $712

SGOV$363 − $9 = $354

SCHD$291 − $6 = $285

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SCYB, SCHD, SGOV

Today

0.0%most shared, SCYB and SCHD

SCYBSCHDSGOV

SCYB—0.0%[…]

SCHD0.0%—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+41.6%SCHD, at 11.5% volatility

SGOVWorst drop0.0%0.2% vol

SCYBWorst drop−2.8%3.8% vol

SCHDWorst drop−6.9%11.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SCYBSCHD

+1.4%Year to date+35.3%

7.1%Yield2.9%

+2.9%Past year+41.6%

0.03%Fee0.06%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 5, 2026