Compare · 3 funds side by side · dividends reinvested

SDFI, SGOV and SPY

SDFIAlliance Bernstein×SGOViShares×SPYSPDR×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

SDFI, SGOV and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.6

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.8

Alliance Bernstein - AB Short Duration Income ETFBonds & Cash · Short-term0.30%4.57%+1.5%+2.5%[…][…]−1.6%1.9%$192M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SDFI 2024 · SGOV 2020 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Alliance Bernstein - AB Short Duration Income ETF · $192M[…]

SDFI

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,090

$10,000 five years ago, dividends reinvested

SDFIMeasureSGOV

+1.5%Year to dateJan 1 → Nov 6+3.2%

+2.5%1 yearTotal return+3.8%

[…]3 years · per year$10,000 became […] · $11,419+4.5%

[…]5 years · per year$10,000 became […] · $12,090+3.9%

0.30%Expense ratio$30 · $9 a year on $10k · lower is better0.09%

4.57%Trailing 12-mo yield$457 · $363 a year on $10k3.63%

−1.6%Worst dropSmaller is better0.0%

1.9%VolatilityLower is calmer0.2%

SDFISGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5SGOV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SDFI vs SGOV: Top 5 Holdings

Today

SDFI

0.0%in top 5

SGOV

in top 5[…]

SDFIStockSGOV

0.0%NFEGPnot top 5

0.0%NFEnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SDFI vs SGOV Returns, Every Period

Alliance BernsteinSDFI

+2.5%

past year

SGOViShares

+3.8%

past year

SDFISGOVFaded: behind in that period

0–2SGOV wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SDFI vs SGOV

YTD

Alliance BernsteinSDFI

+1.5%

SGOViShares

+3.2%

+1.5%Year to date+3.2%

−1.6%Worst drop · 1Y+0.0%

1.9%Volatility · 1Y0.2%

4.6%Yield3.6%

$192MAssets$117B

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SDFI, SGOV, SPY

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

SPY0.09%$9

SDFI0.30%$30

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SDFI, SGOV, SPY

4.57%highest, SDFI

FundTrailing yieldYield$10k

SDFI4.57%$457

SGOV3.63%$363

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$427most kept, SDFI

SDFI$457 − $30 = $427

SGOV$363 − $9 = $354

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SDFI, SGOV, SPY

Today

0.0%most shared, SDFI and SPY

SDFISGOVSPY

SDFI—[…]0.0%

SGOV[…]—[…]

SPY0.0%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

SGOVWorst drop0.0%0.2% vol

SDFIWorst drop−1.6%1.9% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SDFISPY

+1.5%Year to date+8.7%

4.6%Yield1.0%

+2.5%Past year+9.7%

0.30%Fee0.09%

3–1SPY wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026