Compare · 3 funds side by side · dividends reinvested

SDTY, VTI and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375VTI · best of the three

02 / 04

SDTY, VTI and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.5

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B2.1

YieldMax S&P 500 0DTE Covered Call Strategy ETFIncome · Covered calls1.08%29.63%+8.6%+10.8%[…][…]−8.0%12.6%$39M2.2

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SDTY 2025 · VTI 2001 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

YieldMax S&P 500 0DTE Covered Call Strategy ETF · $39M[…]

SDTY

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested

SDTYMeasureVTI

+8.6%Year to dateJan 1 → Nov 6+8.9%

+10.8%1 yearTotal return+9.9%

[…]3 years · per year$10,000 became […] · $18,004+21.7%

[…]5 years · per year$10,000 became […] · $16,375+10.4%

1.08%Expense ratio$108 · $3 a year on $10k · lower is better0.03%

29.63%Trailing 12-mo yield$2,963 · $109 a year on $10k1.09%

−8.0%Worst dropSmaller is better−8.9%

12.6%VolatilityLower is calmer13.7%

SDTYVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2SDTY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SDTY vs VTI: Top 5 Holdings

Today

SDTY

[…]in top 5

VTI

in top 525.0%

SDTYStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SDTY vs VTI Returns, Every Period

YieldMaxSDTY

+10.8%

past year

VTIVanguard

+9.9%

past year

SDTYVTIFaded: behind in that period

1–1Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SDTY vs SCHD

YTD

YieldMaxSDTY

+8.6%

SCHDSchwab

+31.4%

+8.6%Year to date+31.4%

−8.0%Worst drop · 1Y−6.9%

12.6%Volatility · 1Y11.7%

29.6%Yield3.0%

$39.3MAssets$120B

3–1SCHD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SDTY, VTI, SCHD

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SCHD0.06%$6

SDTY1.08%$108

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SDTY, VTI, SCHD

29.63%highest, SDTY

FundTrailing yieldYield$10k

SDTY29.63%$2,963

SCHD3.00%$300

VTI1.09%$109

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$2,855most kept, SDTY

SDTY$2,963 − $108 = $2,855

SCHD$300 − $6 = $294

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SDTY, VTI, SCHD

Today

7.1%most shared, VTI and SCHD

SDTYVTISCHD

SDTY—[…][…]

VTI[…]—7.1%

SCHD[…]7.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

SDTYWorst drop−8.0%12.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SDTYSCHD

+8.6%Year to date+31.4%

29.6%Yield3.0%

+10.8%Past year+37.0%

1.08%Fee0.06%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026