Compare · 2 funds side by side · dividends reinvested

SDY and SCHD

SDYSPDR×SCHDSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,352SCHD · best of the two

02 / 04

SDY and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.97%+32.8%+37.6%+21.2%+10.3%−6.9%11.4%$121B1.1

State Street SPDR S&P Dividend ETFIncome · Dividend stocks0.35%2.34%+18.0%+20.5%+16.5%+8.2%−7.7%11.2%$22.6B1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: SDY 2005 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P Dividend ETF · $22.6B$14,832

SDY

SCHD

Schwab U.S. Dividend Equity ETF · $121B$16,352

$10,000 five years ago, dividends reinvested · they hold 25.7% in common

SDYMeasureSCHD

+18.0%Year to dateJan 1 → Nov 3+32.8%

+20.5%1 yearTotal return+37.6%

+16.5%3 years · per year$10,000 became $15,822 · $17,784+21.2%

+8.2%5 years · per year$10,000 became $14,832 · $16,352+10.3%

0.35%Expense ratio$35 · $6 a year on $10k · lower is better0.06%

2.34%Trailing 12-mo yield$234 · $297 a year on $10k2.97%

−7.7%Worst dropSmaller is better−6.9%

11.2%VolatilityLower is calmer11.4%

SDYSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SCHD wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SDY vs SCHD: Top 5 Holdings

Today

SDY

12.5%in top 5

SCHD

in top 521.4%

SDYStockSCHD

not top 5TXN4.6%

not top 5PG4.3%

not top 5KO4.2%

2.2%CVX4.2%

not top 5HD4.2%

3.9%ACNnot top 5

2.8%VZnot top 5

1.9%Onot top 5

1.8%MDTnot top 5

Held in common25.7%

End-of-day Nov 3, 2026 · share of each fund

SDY vs SCHD Returns, Every Period

SPDRSDY

+8.2%

5 years, per year

SCHDSchwab

+10.3%

5 years, per year

SDYSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

SDY vs SCHD

YTD

SPDRSDY

+18.0%

SCHDSchwab

+32.8%

+18.0%Year to date+32.8%

−7.7%Worst drop · 1Y−6.9%

11.2%Volatility · 1Y11.4%

2.3%Yield3.0%

$22.6BAssets$121B

3–1SCHD wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SDY, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SDY0.35%$35

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: SDY, SCHD

2.97%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.97%$297

SDY2.34%$234

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$291most kept, SCHD

SCHD$297 − $6 = $291

SDY$234 − $35 = $199

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: SDY, SCHD

Today

25.7%most shared, SDY and SCHD

SDYSCHD

SDY—25.7%

SCHD25.7%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+37.6%SCHD, at 11.4% volatility

SDYWorst drop−7.7%11.2% vol

SCHDWorst drop−6.9%11.4% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDSDY

+32.8%Year to date+18.0%

3.0%Yield2.3%

+37.6%Past year+20.5%

0.06%Fee0.35%

4–0SCHD wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026