Compare · 3 funds side by side · dividends reinvested

SETM, FMAT and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,503XLF · best of the three

02 / 04

SETM, FMAT and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$53.8B1.5

Fidelity MSCI Materials Index ETFSectors · Materials0.08%1.40%+11.2%+20.6%+13.0%+6.0%−13.5%19.2%$574M1.8

Sprott Critical Materials ETFSectors · Materials0.65%1.82%−14.0%−0.9%+18.0%[…]−39.6%46.4%$421M2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SETM 2023 · FMAT 2013 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Sprott Critical Materials ETF · $421M[…]

SETM

FMAT

Fidelity MSCI Materials Index ETF · $574M$13,353

$10,000 five years ago, dividends reinvested · they hold 7.3% in common

SETMMeasureFMAT

−14.0%Year to dateJan 1 → Nov 5+11.2%

−0.9%1 yearTotal return+20.6%

+18.0%3 years · per year$10,000 became $16,418 · $14,435+13.0%

[…]5 years · per year$10,000 became […] · $13,353+6.0%

0.65%Expense ratio$65 · $8 a year on $10k · lower is better0.08%

1.82%Trailing 12-mo yield$182 · $140 a year on $10k1.40%

−39.6%Worst dropSmaller is better−13.5%

46.4%VolatilityLower is calmer19.2%

SETMFMAT Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5FMAT wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SETM vs FMAT: Top 5 Holdings

Today

SETM

23.2%in top 5

FMAT

in top 541.1%

SETMStockFMAT

not top 5LIN.DE16.1%

not top 5NEM8.3%

5.5%FCX6.0%

not top 5SHW5.5%

not top 5ECL5.3%

4.9%LYC.AXnot top 5

4.8%CCJnot top 5

4.2%KAP.ILnot top 5

3.9%TECKnot top 5

Held in common7.3%

End-of-day Nov 5, 2026 · share of each fund

SETM vs FMAT Returns, Every Period

SprottSETM

−0.9%

past year

FMATFidelity

+20.6%

past year

SETMFMATFaded: behind in that period

1–2FMAT wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

SETM vs XLF

YTD

SprottSETM

−14.0%

XLFSPDR

+6.3%

−14.0%Year to date+6.3%

−39.6%Worst drop · 1Y−14.8%

46.4%Volatility · 1Y15.3%

1.8%Yield1.4%

$421MAssets$53.8B

3–1XLF wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SETM, FMAT, XLF

Today

0.08%lowest, FMAT

FundExpense ratioFee$10k

FMAT0.08%$8

XLF0.08%$8

SETM0.65%$65

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SETM, FMAT, XLF

1.82%highest, SETM

FundTrailing yieldYield$10k

SETM1.82%$182

XLF1.44%$144

FMAT1.40%$140

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

FMAT$140 − $8 = $132

SETM$182 − $65 = $117

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SETM, FMAT, XLF

Today

7.3%most shared, SETM and FMAT

SETMFMATXLF

SETM—7.3%0.0%

FMAT7.3%—0.0%

XLF0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+20.6%FMAT, at 19.2% volatility

XLFWorst drop−14.8%15.3% vol

FMATWorst drop−13.5%19.2% vol

SETMWorst drop−39.6%46.4% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SETMFMAT

−14.0%Year to date+11.2%

1.8%Yield1.4%

−0.9%Past year+20.6%

0.65%Fee0.08%

3–1FMAT wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026