Compare · 3 funds side by side · dividends reinvested

SFTY, ACIO and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,459SCHD · best of the three

02 / 04

SFTY, ACIO and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.3

Aptus Collared Income Opportunity ETFIncome · Covered calls0.79%0.39%+6.1%+6.7%+14.9%+8.7%−6.6%9.9%$2.3B2.1

Horizon Funds - Horizon Managed Risk ETFIncome · Covered calls0.77%0.17%+11.5%+14.2%[…][…]−8.6%13.0%$783M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SFTY 2025 · ACIO 2019 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Horizon Funds - Horizon Managed Risk ETF · $783M[…]

SFTY

ACIO

Aptus Collared Income Opportunity ETF · $2.3B$15,189

$10,000 five years ago, dividends reinvested · they hold 48.5% in common

SFTYMeasureACIO

+11.5%Year to dateJan 1 → Nov 9+6.1%

+14.2%1 yearTotal return+6.7%

[…]3 years · per year$10,000 became […] · $15,169+14.9%

[…]5 years · per year$10,000 became […] · $15,189+8.7%

0.77%Expense ratio$77 · $79 a year on $10k · lower is better0.79%

0.17%Trailing 12-mo yield$17 · $39 a year on $10k0.39%

−8.6%Worst dropSmaller is better−6.6%

13.0%VolatilityLower is calmer9.9%

SFTYACIO Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SFTY vs ACIO: Top 5 Holdings

Today

SFTY

25.1%in top 5

ACIO

in top 529.8%

SFTYStockACIO

not top 5AAPL7.8%

5.9%NVDA7.1%

6.5%MAGSnot top 5

5.8%MSFT6.2%

not top 5GOOG4.7%

4.6%GOOGLnot top 5

not top 5AMZN4.0%

2.4%LLYnot top 5

Held in common48.5%

End-of-day Nov 9, 2026 · share of each fund

SFTY vs ACIO Returns, Every Period

Horizon FundsSFTY

+14.2%

past year

ACIOAptus

+6.7%

past year

SFTYACIOFaded: behind in that period

2–0SFTY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SFTY vs SCHD

YTD

Horizon FundsSFTY

+11.5%

SCHDSchwab

+33.2%

+11.5%Year to date+33.2%

−8.6%Worst drop · 1Y−6.9%

13.0%Volatility · 1Y11.8%

0.2%Yield3.0%

$783MAssets$122B

4–0SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SFTY, ACIO, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SFTY0.77%$77

ACIO0.79%$79

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SFTY, ACIO, SCHD

2.96%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.96%$296

ACIO0.39%$39

SFTY0.17%$17

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

ACIO$39 − $79 = −$40

SFTY$17 − $77 = −$60

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SFTY, ACIO, SCHD

Today

48.5%most shared, SFTY and ACIO

SFTYACIOSCHD

SFTY—48.5%8.1%

ACIO48.5%—8.5%

SCHD8.1%8.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

ACIOWorst drop−6.6%9.9% vol

SCHDWorst drop−6.9%11.8% vol

SFTYWorst drop−8.6%13.0% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDSFTY

+33.2%Year to date+11.5%

3.0%Yield0.2%

+39.1%Past year+14.2%

0.06%Fee0.77%

4–0SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026