Compare · 2 funds side by side · dividends reinvested

SFYF and SPY

SFYFSoFi×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,099SPY · best of the two

02 / 04

SFYF and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.1

SoFi Social 50 ETFUnsorted0.29%0.35%+12.9%+9.7%+37.3%+10.7%−14.6%20.7%$42M1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SFYF 2019 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

SoFi Social 50 ETF · $42M$15,363

SFYF

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested · they hold 41.1% in common

SFYFMeasureSPY

+12.9%Year to dateJan 1 → Nov 5+13.3%

+9.7%1 yearTotal return+13.4%

+37.3%3 years · per year$10,000 became $25,905 · $19,132+24.1%

+10.7%5 years · per year$10,000 became $16,596 · $18,060+12.6%

0.29%Expense ratio$29 · $9 a year on $10k · lower is better0.09%

0.35%Trailing 12-mo yield$35 · $99 a year on $10k0.99%

−14.6%Worst dropSmaller is better−8.9%

20.7%VolatilityLower is calmer12.9%

SFYFSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SPY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SFYF vs SPY: Top 5 Holdings

Today

SFYF

34.9%in top 5

SPY

in top 527.7%

SFYFStockSPY

10.4%TSLAnot top 5

8.8%AMZN3.9%

not top 5AAPL7.7%

6.3%NVDA7.3%

4.3%MSFT6.2%

5.1%BRK-Bnot top 5

not top 5GOOGL2.6%

Held in common41.1%

End-of-day Nov 5, 2026 · share of each fund

SFYF vs SPY Returns, Every Period

SoFiSFYF

+10.7%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

SFYFSPYFaded: behind in that period

1–3SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: SFYF vs SPY

YTD

SoFiSFYF

+12.9%

SPYSPDR

+13.3%

+12.9%Year to date+13.3%

−14.6%Worst drop · 1Y−8.9%

20.7%Volatility · 1Y12.9%

0.4%Yield1.0%

$41.7MAssets$805B

4–0SPY wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SFYF, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

SFYF0.29%$29

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SFYF, SPY

0.99%highest, SPY

FundTrailing yieldYield$10k

SPY0.99%$99

SFYF0.35%$35

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$90most kept, SPY

SPY$99 − $9 = $90

SFYF$35 − $29 = $6

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SFYF, SPY

Today

41.1%most shared, SFYF and SPY

SFYFSPY

SFYF—41.1%

SPY41.1%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.4%SPY, at 12.9% volatility

SPYWorst drop−8.9%12.9% vol

SFYFWorst drop−14.6%20.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SPYSFYF

+13.3%Year to date+12.9%

1.0%Yield0.4%

+13.4%Past year+9.7%

0.09%Fee0.29%

4–0SPY wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 5, 2026