Compare · 3 funds side by side · dividends reinvested

SGOV, BIL and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,177VOO · best of the three

02 / 04

SGOV, BIL and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.8

State Street SPDR Bloomberg 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.14%3.67%+3.1%+3.7%+4.4%+3.7%−0.0%0.2%$48.3B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SGOV 2020 · BIL 2007 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

iShares 0-3 Month Treasury Bond ETF · $117B$12,090

SGOV

BIL

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.3B$12,017

$10,000 five years ago, dividends reinvested

SGOVMeasureBIL

+3.2%Year to dateJan 1 → Nov 6+3.1%

+3.8%1 yearTotal return+3.7%

+4.5%3 years · per year$10,000 became $11,419 · $11,393+4.4%

+3.9%5 years · per year$10,000 became $12,090 · $12,017+3.7%

0.09%Expense ratio$9 · $14 a year on $10k · lower is better0.14%

3.63%Trailing 12-mo yield$363 · $367 a year on $10k3.67%

0.0%Worst dropSmaller is better−0.0%

0.2%VolatilityLower is calmer0.2%

SGOVBIL Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1SGOV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SGOV vs BIL: Top 5 Holdings

Today

SGOV

[…]in top 5

BIL

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SGOV vs BIL Returns, Every Period

iSharesSGOV

+3.9%

5 years, per year

BILSPDR

+3.7%

5 years, per year

SGOVBILFaded: behind in that period

4–0SGOV wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

+0.0%Worst drop · 1Y−0.0%

0.2%Volatility · 1Y0.2%

3.6%Yield3.7%

$117BAssets$48.3B

2–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SGOV, BIL, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SGOV0.09%$9

BIL0.14%$14

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SGOV, BIL, VOO

3.67%highest, BIL

FundTrailing yieldYield$10k

BIL3.67%$367

SGOV3.63%$363

VOO1.10%$110

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

BIL$367 − $14 = $353

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SGOV, BIL, VOO

Today

[…]holdings […]

SGOVBILVOO

SGOV—[…][…]

BIL[…]—[…]

VOO[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%VOO, at 13.5% volatility

SGOVWorst drop0.0%0.2% vol

BILWorst drop−0.0%0.2% vol

VOOWorst drop−8.9%13.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

BILVOO

+3.1%Year to date+8.7%

3.7%Yield1.1%

+3.7%Past year+9.8%

0.14%Fee0.03%

3–1VOO wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026