Compare · 3 funds side by side · dividends reinvested

SGOV, SCHQ and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,091SGOV · best of the three

02 / 04

SGOV, SCHQ and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.6

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B1.6

Schwab Long-Term U.S. Treasury ETFBonds & Cash · Treasuries0.03%4.93%−2.0%−3.5%+3.2%−6.5%−11.4%8.8%$883M2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SGOV 2020 · SCHQ 2019 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

iShares 0-3 Month Treasury Bond ETF · $117B$12,091

SGOV

SCHQ

Schwab Long-Term U.S. Treasury ETF · $883M$7,155

$10,000 five years ago, dividends reinvested

SGOVMeasureSCHQ

+3.2%Year to dateJan 1 → Nov 9−2.0%

+3.8%1 yearTotal return−3.5%

+4.5%3 years · per year$10,000 became $11,417 · $10,979+3.2%

+3.9%5 years · per year$10,000 became $12,091 · $7,155−6.5%

0.09%Expense ratio$9 · $3 a year on $10k · lower is better0.03%

3.63%Trailing 12-mo yield$363 · $493 a year on $10k4.93%

0.0%Worst dropSmaller is better−11.4%

0.2%VolatilityLower is calmer8.8%

SGOVSCHQ Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2SGOV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SGOV vs SCHQ: Top 5 Holdings

Today

SGOV

[…]in top 5

SCHQ

in top 50.0%

SGOVStockSCHQ

not top 5GVMXX0.0%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SGOV vs SCHQ Returns, Every Period

iSharesSGOV

+3.9%

5 years, per year

SCHQSchwab

−6.5%

5 years, per year

SGOVSCHQFaded: behind in that period

4–0SGOV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SGOV vs VCIT

YTD

iSharesSGOV

+3.2%

VCITVanguard

−0.7%

+3.2%Year to date−0.7%

+0.0%Worst drop · 1Y−4.9%

0.2%Volatility · 1Y4.5%

3.6%Yield5.0%

$117BAssets$66.6B

3–1SGOV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SGOV, SCHQ, VCIT

Today

0.03%lowest, SCHQ

FundExpense ratioFee$10k

SCHQ0.03%$3

VCIT0.03%$3

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SGOV, SCHQ, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SCHQ4.93%$493

SGOV3.63%$363

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SCHQ$493 − $3 = $490

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SGOV, SCHQ, VCIT

Today

[…]holdings […]

SGOVSCHQVCIT

SGOV—[…][…]

SCHQ[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

SCHQWorst drop−11.4%8.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSGOV

−0.7%Year to date+3.2%

5.0%Yield3.6%

+0.0%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026