Compare · 3 funds side by side · dividends reinvested

SGOV, XLE and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,271XLE · best of the three

02 / 04

SGOV, XLE and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.46%+41.3%+44.3%+15.9%+20.4%−15.0%23.3%$40.5B1.9

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.0

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SGOV 2020 · XLE 1998 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total Bond Market ETF · $161B$9,985

BND

XLE

State Street Energy Select Sector SPDR ETF · $40.5B$25,271

$10,000 five years ago, dividends reinvested

BNDMeasureXLE

+0.0%Year to dateJan 1 → Nov 9+41.3%

+0.3%1 yearTotal return+44.3%

+5.0%3 years · per year$10,000 became $11,576 · $15,555+15.9%

−0.0%5 years · per year$10,000 became $9,985 · $25,271+20.4%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

4.12%Trailing 12-mo yield$412 · $246 a year on $10k2.46%

−4.5%Worst dropSmaller is better−15.0%

4.0%VolatilityLower is calmer23.3%

BNDXLE Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BND vs XLE: Top 5 Holdings

Today

BND

[…]in top 5

XLE

in top 559.6%

BNDStockXLE

not top 5XOM24.5%

not top 5CVX18.8%

not top 5COP7.3%

not top 5PSX4.5%

not top 5MPC4.4%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

BND vs XLE Returns, Every Period

VanguardBND

−0.0%

5 years, per year

XLESPDR

+20.4%

5 years, per year

BNDXLEFaded: behind in that period

0–4XLE wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

BND vs SGOV

YTD

VanguardBND

+0.0%

SGOViShares

+3.2%

+0.0%Year to date+3.2%

−4.5%Worst drop · 1Y+0.0%

4.0%Volatility · 1Y0.2%

4.1%Yield3.6%

$161BAssets$117B

3–1SGOV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SGOV, XLE, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

XLE0.08%$8

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SGOV, XLE, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

SGOV3.63%$363

XLE2.46%$246

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SGOV$363 − $9 = $354

XLE$246 − $8 = $238

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SGOV, XLE, BND

Today

[…]holdings […]

SGOVXLEBND

SGOV—[…][…]

XLE[…]—[…]

BND[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+44.3%XLE, at 23.3% volatility

SGOVWorst drop0.0%0.2% vol

BNDWorst drop−4.5%4.0% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

BNDXLE

+0.0%Year to date+41.3%

4.1%Yield2.5%

+0.3%Past year+44.3%

0.03%Fee0.08%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

XLE vs VDE

YTD

SPDRXLE

+41.3%

VDEVanguard

+39.4%

+41.3%Year to date+39.4%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 9, 2026