Compare · 3 funds side by side · dividends reinvested

SGVT, SGOV and IUSB

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,086SGOV · best of the three

02 / 04

SGVT, SGOV and IUSB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.4

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.2%+0.6%+6.0%+0.3%−4.3%3.9%$50.3B2.1

Schwab Government Money Market ETFBonds & Cash · Cash & T-bills0.28%3.37%+2.9%+3.5%[…][…]−0.0%0.2%$1.0B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SGVT 2025 · SGOV 2020 · IUSB 2014

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Government Money Market ETF · $1.0B[…]

SGVT

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,086

$10,000 five years ago, dividends reinvested

SGVTMeasureSGOV

+2.9%Year to dateJan 1 → Nov 5+3.1%

+3.5%1 yearTotal return+3.7%

[…]3 years · per year$10,000 became […] · $11,417+4.5%

[…]5 years · per year$10,000 became […] · $12,086+3.9%

0.28%Expense ratio$28 · $9 a year on $10k · lower is better0.09%

3.37%Trailing 12-mo yield$337 · $363 a year on $10k3.63%

−0.0%Worst dropSmaller is better0.0%

0.2%VolatilityLower is calmer0.2%

SGVTSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

0–5SGOV wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SGVT vs SGOV: Top 5 Holdings

Today

SGVT

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SGVT vs SGOV Returns, Every Period

SchwabSGVT

+3.5%

past year

SGOViShares

+3.7%

past year

SGVTSGOVFaded: behind in that period

0–2SGOV wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

SGVT vs IUSB

YTD

SchwabSGVT

+2.9%

IUSBiShares

+0.2%

+2.9%Year to date+0.2%

−0.0%Worst drop · 1Y−4.3%

0.2%Volatility · 1Y3.9%

3.4%Yield4.3%

$1.0BAssets$50.3B

3–1SGVT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SGVT, SGOV, IUSB

Today

0.06%lowest, IUSB

FundExpense ratioFee$10k

IUSB0.06%$6

SGOV0.09%$9

SGVT0.28%$28

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SGVT, SGOV, IUSB

4.33%highest, IUSB

FundTrailing yieldYield$10k

IUSB4.33%$433

SGOV3.63%$363

SGVT3.37%$337

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$427most kept, IUSB

IUSB$433 − $6 = $427

SGOV$363 − $9 = $354

SGVT$337 − $28 = $309

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SGVT, SGOV, IUSB

Today

[…]holdings […]

SGVTSGOVIUSB

SGVT—[…][…]

SGOV[…]—[…]

IUSB[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SGVTWorst drop−0.0%0.2% vol

IUSBWorst drop−4.3%3.9% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

IUSBSGOV

+0.2%Year to date+3.1%

4.3%Yield3.6%

+0.6%Past year+3.7%

0.06%Fee0.09%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026