Compare · 3 funds side by side · dividends reinvested

SHM, AGG and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,542SHM · best of the three

02 / 04

SHM, AGG and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.71%+1.1%+1.7%+3.4%+1.1%−2.7%1.8%$3.5B1.8

iShares Core U.S. Aggregate Bond ETFBonds & Cash · Core aggregate0.03%4.13%−0.2%+0.3%+5.5%−0.1%−4.6%4.1%$139B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.03%−0.9%+0.1%+7.2%+0.9%−4.9%4.5%$66.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: SHM 2007 · AGG 2003 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,542

SHM

AGG

iShares Core U.S. Aggregate Bond ETF · $139B$9,942

$10,000 five years ago, dividends reinvested

SHMMeasureAGG

+1.1%Year to dateJan 1 → Nov 4−0.2%

+1.7%1 yearTotal return+0.3%

+3.4%3 years · per year$10,000 became $11,066 · $11,749+5.5%

+1.1%5 years · per year$10,000 became $10,542 · $9,942−0.1%

0.20%Expense ratio$20 · $3 a year on $10k · lower is better0.03%

2.71%Trailing 12-mo yield$271 · $413 a year on $10k4.13%

−2.7%Worst dropSmaller is better−4.6%

1.8%VolatilityLower is calmer4.1%

SHMAGG Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SHM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SHM vs AGG: Top 5 Holdings

Today

SHM

[…]in top 5

AGG

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

SHM vs AGG Returns, Every Period

SPDRSHM

+1.1%

5 years, per year

AGGiShares

−0.1%

5 years, per year

SHMAGGFaded: behind in that period

3–1SHM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

SHM vs VCIT

YTD

SPDRSHM

+1.1%

VCITVanguard

−0.9%

+1.1%Year to date−0.9%

−2.7%Worst drop · 1Y−4.9%

1.8%Volatility · 1Y4.5%

2.7%Yield5.0%

$3.5BAssets$66.6B

3–1SHM wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SHM, AGG, VCIT

Today

0.03%lowest, AGG

FundExpense ratioFee$10k

AGG0.03%$3

VCIT0.03%$3

SHM0.20%$20

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: SHM, AGG, VCIT

5.03%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.03%$503

AGG4.13%$413

SHM2.71%$271

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

AGG$413 − $3 = $410

SHM$271 − $20 = $251

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: SHM, AGG, VCIT

Today

[…]holdings […]

SHMAGGVCIT

SHM—[…][…]

AGG[…]—[…]

VCIT[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+1.7%SHM, at 1.8% volatility

SHMWorst drop−2.7%1.8% vol

AGGWorst drop−4.6%4.1% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSHM

−0.9%Year to date+1.1%

5.0%Yield2.7%

+0.1%Past year+1.7%

0.03%Fee0.20%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.1%

AGGiShares

−0.2%

−0.1%Year to date−0.2%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026