Compare · 4 funds side by side · dividends reinvested

SHM, BND, IUSB and VCIT

SHMSPDR×BNDVanguard×IUSBiShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,571SHM · best of the four

02 / 04

SHM, BND, IUSB and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.4%+2.1%+3.3%+1.1%−2.7%1.8%$3.5B2.1

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.5B2.3

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.6

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SHM 2007 · BND 2007 · IUSB 2014 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,571

SHM

BND

Vanguard Total Bond Market ETF · $161B$9,985

$10,000 five years ago, dividends reinvested

SHMMeasureBND

+1.4%Year to dateJan 1 → Nov 9+0.0%

+2.1%1 yearTotal return+0.3%

+3.3%3 years · per year$10,000 became $11,019 · $11,576+5.0%

+1.1%5 years · per year$10,000 became $10,571 · $9,985−0.0%

0.20%Expense ratio$20 · $3 a year on $10k · lower is better0.03%

2.70%Trailing 12-mo yield$270 · $412 a year on $10k4.12%

−2.7%Worst dropSmaller is better−4.5%

1.8%VolatilityLower is calmer4.0%

SHMBND Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SHM wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SHM vs BND: Top 5 Holdings

Today

SHM

[…]in top 5

BND

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SHM vs BND Returns, Every Period

SPDRSHM

+1.1%

5 years, per year

BNDVanguard

−0.0%

5 years, per year

SHMBNDFaded: behind in that period

3–1SHM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SHM vs VCIT

YTD

SPDRSHM

+1.4%

VCITVanguard

−0.7%

+1.4%Year to date−0.7%

−2.7%Worst drop · 1Y−4.9%

1.8%Volatility · 1Y4.5%

2.7%Yield5.0%

$3.5BAssets$66.6B

3–1SHM wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SHM, BND, IUSB, VCIT

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VCIT0.03%$3

IUSB0.06%$6

SHM0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SHM, BND, IUSB, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

IUSB4.33%$433

BND4.12%$412

SHM2.70%$270

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BND$412 − $3 = $409

SHM$270 − $20 = $250

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SHM, BND, IUSB, VCIT

Today

[…]holdings […]

SHMBNDIUSBVCIT

SHM—[…][…][…]

BND[…]—[…][…]

IUSB[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+2.1%SHM, at 1.8% volatility

SHMWorst drop−2.7%1.8% vol

IUSBWorst drop−4.3%3.9% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSHM

−0.7%Year to date+1.4%

5.0%Yield2.7%

+0.0%Past year+2.1%

0.03%Fee0.20%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026