Compare · 3 funds side by side · dividends reinvested

SHM, BNDX and IUSB

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,567SHM · best of the three

02 / 04

SHM, BNDX and IUSB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.3%+2.1%+3.4%+1.1%−2.7%1.8%$3.5B1.8

Vanguard Total International Bond ETFBonds & Cash · International0.07%4.64%+0.8%+0.2%+4.7%+0.4%−3.2%3.8%$82.9B2.0

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.2%+0.6%+6.0%+0.3%−4.3%3.9%$50.4B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SHM 2007 · BNDX 2013 · IUSB 2014

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core Universal USD Bond ETF · $50.4B$10,142

IUSB

SHM

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,567

$10,000 five years ago, dividends reinvested

IUSBMeasureSHM

+0.2%Year to dateJan 1 → Nov 5+1.3%

+0.6%1 yearTotal return+2.1%

+6.0%3 years · per year$10,000 became $11,909 · $11,058+3.4%

+0.3%5 years · per year$10,000 became $10,142 · $10,567+1.1%

0.06%Expense ratio$6 · $20 a year on $10k · lower is better0.20%

4.33%Trailing 12-mo yield$433 · $270 a year on $10k2.70%

−4.3%Worst dropSmaller is better−2.7%

3.9%VolatilityLower is calmer1.8%

IUSBSHM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SHM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IUSB vs SHM: Top 5 Holdings

Today

IUSB

[…]in top 5

SHM

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

IUSB vs SHM Returns, Every Period

iSharesIUSB

+0.3%

5 years, per year

SHMSPDR

+1.1%

5 years, per year

IUSBSHMFaded: behind in that period

1–3SHM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

IUSB vs BNDX

YTD

iSharesIUSB

+0.2%

BNDXVanguard

+0.8%

+0.2%Year to date+0.8%

−4.3%Worst drop · 1Y−3.2%

3.9%Volatility · 1Y3.8%

4.3%Yield4.6%

$50.4BAssets$82.9B

4–0BNDX wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SHM, BNDX, IUSB

Today

0.06%lowest, IUSB

FundExpense ratioFee$10k

IUSB0.06%$6

BNDX0.07%$7

SHM0.20%$20

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SHM, BNDX, IUSB

4.64%highest, BNDX

FundTrailing yieldYield$10k

BNDX4.64%$464

IUSB4.33%$433

SHM2.70%$270

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$457most kept, BNDX

BNDX$464 − $7 = $457

IUSB$433 − $6 = $427

SHM$270 − $20 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SHM, BNDX, IUSB

Today

[…]holdings […]

SHMBNDXIUSB

SHM—[…][…]

BNDX[…]—[…]

IUSB[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.1%SHM, at 1.8% volatility

SHMWorst drop−2.7%1.8% vol

BNDXWorst drop−3.2%3.8% vol

IUSBWorst drop−4.3%3.9% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

BNDXSHM

+0.8%Year to date+1.3%

4.6%Yield2.7%

+0.2%Past year+2.1%

0.07%Fee0.20%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026