Compare · 3 funds side by side · dividends reinvested

SHM, BNDX and MUB

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,564SHM · best of the three

02 / 04

SHM, BNDX and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.4%+2.0%+3.4%+1.1%−2.7%1.8%$3.5B1.8

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$55.0B2.0

Vanguard Total International Bond ETFBonds & Cash · International0.07%4.64%+0.8%+0.4%+4.5%+0.4%−3.2%3.8%$82.9B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SHM 2007 · BNDX 2013 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,564

SHM

BNDX

Vanguard Total International Bond ETF · $82.9B$10,226

$10,000 five years ago, dividends reinvested

SHMMeasureBNDX

+1.4%Year to dateJan 1 → Nov 6+0.8%

+2.0%1 yearTotal return+0.4%

+3.4%3 years · per year$10,000 became $11,042 · $11,407+4.5%

+1.1%5 years · per year$10,000 became $10,564 · $10,226+0.4%

0.20%Expense ratio$20 · $7 a year on $10k · lower is better0.07%

2.70%Trailing 12-mo yield$270 · $464 a year on $10k4.64%

−2.7%Worst dropSmaller is better−3.2%

1.8%VolatilityLower is calmer3.8%

SHMBNDX Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SHM wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SHM vs BNDX: Top 5 Holdings

Today

SHM

[…]in top 5

BNDX

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SHM vs BNDX Returns, Every Period

SPDRSHM

+1.1%

5 years, per year

BNDXVanguard

+0.4%

5 years, per year

SHMBNDXFaded: behind in that period

3–1SHM wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SHM vs BNDX

YTD

SPDRSHM

+1.4%

BNDXVanguard

+0.8%

+1.4%Year to date+0.8%

−2.7%Worst drop · 1Y−3.2%

1.8%Volatility · 1Y3.8%

2.7%Yield4.6%

$3.5BAssets$82.9B

3–1SHM wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SHM, BNDX, MUB

Today

0.05%lowest, MUB

FundExpense ratioFee$10k

MUB0.05%$5

BNDX0.07%$7

SHM0.20%$20

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SHM, BNDX, MUB

4.64%highest, BNDX

FundTrailing yieldYield$10k

BNDX4.64%$464

MUB3.27%$327

SHM2.70%$270

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$457most kept, BNDX

BNDX$464 − $7 = $457

MUB$327 − $5 = $322

SHM$270 − $20 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SHM, BNDX, MUB

Today

[…]holdings […]

SHMBNDXMUB

SHM—[…][…]

BNDX[…]—[…]

MUB[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.0%SHM, at 1.8% volatility

SHMWorst drop−2.7%1.8% vol

MUBWorst drop−6.3%3.7% vol

BNDXWorst drop−3.2%3.8% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

BNDXSHM

+0.8%Year to date+1.4%

4.6%Yield2.7%

+0.4%Past year+2.0%

0.07%Fee0.20%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026