Compare · 3 funds side by side · dividends reinvested

SHM, MUB and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,086SGOV · best of the three

02 / 04

SHM, MUB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.1

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.71%+1.1%+1.7%+3.4%+1.1%−2.7%1.8%$3.5B2.4

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.28%+0.1%+0.7%+4.4%+0.7%−6.3%3.7%$54.5B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: SHM 2007 · MUB 2007 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,542

SHM

MUB

iShares National Muni Bond ETF · $54.5B$10,373

$10,000 five years ago, dividends reinvested

SHMMeasureMUB

+1.1%Year to dateJan 1 → Nov 4+0.1%

+1.7%1 yearTotal return+0.7%

+3.4%3 years · per year$10,000 became $11,066 · $11,374+4.4%

+1.1%5 years · per year$10,000 became $10,542 · $10,373+0.7%

0.20%Expense ratio$20 · $5 a year on $10k · lower is better0.05%

2.71%Trailing 12-mo yield$271 · $328 a year on $10k3.28%

−2.7%Worst dropSmaller is better−6.3%

1.8%VolatilityLower is calmer3.7%

SHMMUB Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SHM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SHM vs MUB: Top 5 Holdings

Today

SHM

[…]in top 5

MUB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

SHM vs MUB Returns, Every Period

SPDRSHM

+1.1%

5 years, per year

MUBiShares

+0.7%

5 years, per year

SHMMUBFaded: behind in that period

3–1SHM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

SHM vs SGOV

YTD

SPDRSHM

+1.1%

SGOViShares

+3.1%

+1.1%Year to date+3.1%

−2.7%Worst drop · 1Y+0.0%

1.8%Volatility · 1Y0.2%

2.7%Yield3.6%

$3.5BAssets$117B

4–0SGOV wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SHM, MUB, SGOV

Today

0.05%lowest, MUB

FundExpense ratioFee$10k

MUB0.05%$5

SGOV0.09%$9

SHM0.20%$20

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: SHM, MUB, SGOV

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

MUB3.28%$328

SHM2.71%$271

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MUB$328 − $5 = $323

SHM$271 − $20 = $251

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: SHM, MUB, SGOV

Today

[…]holdings […]

SHMMUBSGOV

SHM—[…][…]

MUB[…]—[…]

SGOV[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SHMWorst drop−2.7%1.8% vol

MUBWorst drop−6.3%3.7% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVSHM

+3.1%Year to date+1.1%

3.6%Yield2.7%

+3.7%Past year+1.7%

0.09%Fee0.20%

4–0SGOV wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.1B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026