Compare · 3 funds side by side · dividends reinvested

SHM, QQQ and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,509QQQ · best of the three

02 / 04

SHM, QQQ and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.6

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.47%+7.2%+5.8%+23.2%+11.9%−14.8%21.3%$469B2.1

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.4%+2.0%+3.4%+1.1%−2.7%1.8%$3.5B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SHM 2007 · QQQ 1999 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,564

SHM

QQQ

Invesco QQQ Trust, Series 1 · $469B$17,509

$10,000 five years ago, dividends reinvested

SHMMeasureQQQ

+1.4%Year to dateJan 1 → Nov 6+7.2%

+2.0%1 yearTotal return+5.8%

+3.4%3 years · per year$10,000 became $11,042 · $18,694+23.2%

+1.1%5 years · per year$10,000 became $10,564 · $17,509+11.9%

0.20%Expense ratio$20 · $18 a year on $10k · lower is better0.18%

2.70%Trailing 12-mo yield$270 · $47 a year on $10k0.47%

−2.7%Worst dropSmaller is better−14.8%

1.8%VolatilityLower is calmer21.3%

SHMQQQ Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5QQQ wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SHM vs QQQ: Top 5 Holdings

Today

SHM

[…]in top 5

QQQ

in top 531.6%

SHMStockQQQ

not top 5AAPL8.7%

not top 5NVDA7.6%

not top 5MSFT6.9%

not top 5AMZN4.9%

not top 5MU3.5%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SHM vs QQQ Returns, Every Period

SPDRSHM

+1.1%

5 years, per year

QQQInvesco

+11.9%

5 years, per year

SHMQQQFaded: behind in that period

0–4QQQ wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Bonds vs Core: SHM vs SPY

YTD

SPDRSHM

+1.4%

SPYSPDR

+8.7%

+1.4%Year to date+8.7%

−2.7%Worst drop · 1Y−8.9%

1.8%Volatility · 1Y13.6%

2.7%Yield1.0%

$3.5BAssets$819B

3–1SHM wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SHM, QQQ, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

QQQ0.18%$18

SHM0.20%$20

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SHM, QQQ, SPY

2.70%highest, SHM

FundTrailing yieldYield$10k

SHM2.70%$270

SPY1.03%$103

QQQ0.47%$47

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$250most kept, SHM

SHM$270 − $20 = $250

SPY$103 − $9 = $94

QQQ$47 − $18 = $29

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SHM, QQQ, SPY

Today

52.1%most shared, QQQ and SPY

SHMQQQSPY

SHM—[…][…]

QQQ[…]—52.1%

SPY[…]52.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

SHMWorst drop−2.7%1.8% vol

SPYWorst drop−8.9%13.6% vol

QQQWorst drop−14.8%21.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SHMSPY

+1.4%Year to date+8.7%

2.7%Yield1.0%

+2.0%Past year+9.7%

0.20%Fee0.09%

3–1SPY wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

1–0QQQM wins

End-of-day Nov 6, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−0.3%

QQQInvesco

+7.2%

−0.3%Year to date+7.2%

0.94% · $94Fee · on $10k a year0.18% · $18

$27.1BAssets$469B

2–0QQQ wins

End-of-day Nov 6, 2026