Compare · 3 funds side by side · dividends reinvested

SHM, SUB and BNDX

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,860SUB · best of the three

02 / 04

SHM, SUB and BNDX, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.57%+1.6%+2.5%+3.4%+1.7%−1.9%1.4%$13.4B1.4

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.4%+2.0%+3.4%+1.1%−2.7%1.8%$3.5B2.3

Vanguard Total International Bond ETFBonds & Cash · International0.07%4.64%+0.8%+0.4%+4.5%+0.4%−3.2%3.8%$82.9B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SHM 2007 · SUB 2008 · BNDX 2013

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,564

SHM

SUB

iShares Short-Term National Muni Bond ETF · $13.4B$10,860

$10,000 five years ago, dividends reinvested

SHMMeasureSUB

+1.4%Year to dateJan 1 → Nov 6+1.6%

+2.0%1 yearTotal return+2.5%

+3.4%3 years · per year$10,000 became $11,042 · $11,045+3.4%

+1.1%5 years · per year$10,000 became $10,564 · $10,860+1.7%

0.20%Expense ratio$20 · $7 a year on $10k · lower is better0.07%

2.70%Trailing 12-mo yield$270 · $257 a year on $10k2.57%

−2.7%Worst dropSmaller is better−1.9%

1.8%VolatilityLower is calmer1.4%

SHMSUB Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6SUB wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SHM vs SUB: Top 5 Holdings

Today

SHM

[…]in top 5

SUB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SHM vs SUB Returns, Every Period

SPDRSHM

+1.1%

5 years, per year

SUBiShares

+1.7%

5 years, per year

SHMSUBFaded: behind in that period

0–3SUB wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SHM vs BNDX

YTD

SPDRSHM

+1.4%

BNDXVanguard

+0.8%

+1.4%Year to date+0.8%

−2.7%Worst drop · 1Y−3.2%

1.8%Volatility · 1Y3.8%

2.7%Yield4.6%

$3.5BAssets$82.9B

3–1SHM wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SHM, SUB, BNDX

Today

0.07%lowest, SUB

FundExpense ratioFee$10k

SUB0.07%$7

BNDX0.07%$7

SHM0.20%$20

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SHM, SUB, BNDX

4.64%highest, BNDX

FundTrailing yieldYield$10k

BNDX4.64%$464

SHM2.70%$270

SUB2.57%$257

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$457most kept, BNDX

BNDX$464 − $7 = $457

SHM$270 − $20 = $250

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SHM, SUB, BNDX

Today

[…]holdings […]

SHMSUBBNDX

SHM—[…][…]

SUB[…]—[…]

BNDX[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.5%SUB, at 1.4% volatility

SUBWorst drop−1.9%1.4% vol

SHMWorst drop−2.7%1.8% vol

BNDXWorst drop−3.2%3.8% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

BNDXSUB

+0.8%Year to date+1.6%

4.6%Yield2.6%

+0.4%Past year+2.5%

0.07%Fee0.07%

2–1SUB wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026