Compare · 3 funds side by side · dividends reinvested

SHV, BIL and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

SHV, BIL and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.3

State Street SPDR Bloomberg 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.14%3.67%+3.1%+3.7%+4.4%+3.7%−0.0%0.2%$48.3B2.1

iShares Trust iShares 0-1 Year Treasury Bond ETFBonds & Cash · Cash & T-bills0.15%3.65%+3.0%+3.7%+4.4%+3.7%−0.0%0.2%$21.2B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SHV 2007 · BIL 2007 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares Trust iShares 0-1 Year Treasury Bond ETF · $21.2B$11,964

SHV

BIL

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.3B$12,017

$10,000 five years ago, dividends reinvested

SHVMeasureBIL

+3.0%Year to dateJan 1 → Nov 6+3.1%

+3.7%1 yearTotal return+3.7%

+4.4%3 years · per year$10,000 became $11,395 · $11,393+4.4%

+3.7%5 years · per year$10,000 became $11,964 · $12,017+3.7%

0.15%Expense ratio$15 · $14 a year on $10k · lower is better0.14%

3.65%Trailing 12-mo yield$365 · $367 a year on $10k3.67%

−0.0%Worst dropSmaller is better−0.0%

0.2%VolatilityLower is calmer0.2%

SHVBIL Winner of the row, in its colourEach row: the bigger of the two fills its side

0–3BIL wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SHV vs BIL: Top 5 Holdings

Today

SHV

[…]in top 5

BIL

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SHV vs BIL Returns, Every Period

iSharesSHV

+3.7%

5 years, per year

BILSPDR

+3.7%

5 years, per year

SHVBILFaded: behind in that period

0–1BIL wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SHV vs BIL

YTD

iSharesSHV

+3.0%

BILSPDR

+3.1%

+3.0%Year to date+3.1%

−0.0%Worst drop · 1Y−0.0%

0.2%Volatility · 1Y0.2%

3.6%Yield3.7%

$21.2BAssets$48.3B

2–0BIL wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SHV, BIL, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

BIL0.14%$14

SHV0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SHV, BIL, SGOV

3.67%highest, BIL

FundTrailing yieldYield$10k

BIL3.67%$367

SHV3.65%$365

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

BIL$367 − $14 = $353

SHV$365 − $15 = $350

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SHV, BIL, SGOV

Today

[…]holdings […]

SHVBILSGOV

SHV—[…][…]

BIL[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SHVWorst drop−0.0%0.2% vol

BILWorst drop−0.0%0.2% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

BILSGOV

+3.1%Year to date+3.2%

3.7%Yield3.6%

+3.7%Past year+3.8%

0.14%Fee0.09%

3–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026