Compare · 3 funds side by side · dividends reinvested

SIO, SPY and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,099SPY · best of the three

02 / 04

SIO, SPY and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$120B1.6

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B2.1

Touchstone Strategic Income ETFIncome · Dividend stocks0.82%7.01%+0.4%+1.4%+7.9%[…]−3.6%4.0%$306M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SIO 2022 · SPY 1993 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Touchstone Strategic Income ETF · $306M[…]

SIO

SPY

State Street SPDR S&P 500 ETF · $819B$17,099

$10,000 five years ago, dividends reinvested · they hold 1.1% in common

SIOMeasureSPY

+0.4%Year to dateJan 1 → Nov 5+8.3%

+1.4%1 yearTotal return+9.7%

+7.9%3 years · per year$10,000 became $12,554 · $18,174+22.0%

[…]5 years · per year$10,000 became […] · $17,099+11.3%

0.82%Expense ratio$82 · $9 a year on $10k · lower is better0.09%

7.01%Trailing 12-mo yield$701 · $103 a year on $10k1.03%

−3.6%Worst dropSmaller is better−8.9%

4.0%VolatilityLower is calmer13.6%

SIOSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SIO vs SPY: Top 5 Holdings

Today

SIO

1.3%in top 5

SPY

in top 527.7%

SIOStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

0.3%USB-PRnot top 5

0.3%XELLLnot top 5

0.3%CFG-PEnot top 5

0.2%CMSDnot top 5

0.2%SWKnot top 5

Held in common1.1%

End-of-day Nov 5, 2026 · share of each fund

SIO vs SPY Returns, Every Period

TouchstoneSIO

+1.4%

past year

SPYSPDR

+9.7%

past year

SIOSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

SIO vs SCHD

YTD

TouchstoneSIO

+0.4%

SCHDSchwab

+32.3%

+0.4%Year to date+32.3%

−3.6%Worst drop · 1Y−6.9%

4.0%Volatility · 1Y11.7%

7.0%Yield3.0%

$306MAssets$120B

3–1SIO wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SIO, SPY, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SPY0.09%$9

SIO0.82%$82

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SIO, SPY, SCHD

7.01%highest, SIO

FundTrailing yieldYield$10k

SIO7.01%$701

SCHD2.98%$298

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$619most kept, SIO

SIO$701 − $82 = $619

SCHD$298 − $6 = $292

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SIO, SPY, SCHD

Today

8.5%most shared, SPY and SCHD

SIOSPYSCHD

SIO—1.1%0.1%

SPY1.1%—8.5%

SCHD0.1%8.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

SIOWorst drop−3.6%4.0% vol

SCHDWorst drop−6.9%11.7% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SIOSCHD

+0.4%Year to date+32.3%

7.0%Yield3.0%

+1.4%Past year+38.7%

0.82%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026