Compare · 2 funds side by side · dividends reinvested

SJCP and BIV

SJCPSanJac Alpha×BIVVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,047BIV · best of the two

02 / 04

SJCP and BIV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

SanJac Alpha Core Plus Bond ETFBonds & Cash · Core aggregate0.65%3.87%+1.4%+2.0%[…][…]−2.0%2.3%$7M1.3

Vanguard Intermediate-Term Bond ETFBonds & Cash · Core aggregate0.03%4.47%−1.0%−0.3%+5.8%+0.1%−5.4%4.3%$28.1B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: SJCP 2024 · BIV 2007

Head to Head

Swap sides Versus in desk

Head to Head

SanJac Alpha Core Plus Bond ETF · $7M[…]

SJCP

BIV

Vanguard Intermediate-Term Bond ETF · $28.1B$10,047

$10,000 five years ago, dividends reinvested

SJCPMeasureBIV

+1.4%Year to dateJan 1 → Nov 4−1.0%

+2.0%1 yearTotal return−0.3%

[…]3 years · per year$10,000 became […] · $11,836+5.8%

[…]5 years · per year$10,000 became […] · $10,047+0.1%

0.65%Expense ratio$65 · $3 a year on $10k · lower is better0.03%

3.87%Trailing 12-mo yield$387 · $447 a year on $10k4.47%

−2.0%Worst dropSmaller is better−5.4%

2.3%VolatilityLower is calmer4.3%

SJCPBIV Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2SJCP wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SJCP vs BIV: Top 5 Holdings

Today

SJCP

21.1%in top 5

BIV

in top 5[…]

SJCPStockBIV

10.9%RITM-PDnot top 5

3.3%PMTVnot top 5

2.9%DXnot top 5

2.1%PMT-PAnot top 5

1.9%XELLLnot top 5

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

SJCP vs BIV Returns, Every Period

SanJac AlphaSJCP

+2.0%

past year

BIVVanguard

−0.3%

past year

SJCPBIVFaded: behind in that period

2–0SJCP wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

SJCP vs BIV

YTD

SanJac AlphaSJCP

+1.4%

BIVVanguard

−1.0%

+1.4%Year to date−1.0%

−2.0%Worst drop · 1Y−5.4%

2.3%Volatility · 1Y4.3%

3.9%Yield4.5%

$7.4MAssets$28.1B

3–1SJCP wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SJCP, BIV

Today

0.03%lowest, BIV

FundExpense ratioFee$10k

BIV0.03%$3

SJCP0.65%$65

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: SJCP, BIV

4.47%highest, BIV

FundTrailing yieldYield$10k

BIV4.47%$447

SJCP3.87%$387

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$444most kept, BIV

BIV$447 − $3 = $444

SJCP$387 − $65 = $322

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: SJCP, BIV

Today

[…]holdings […]

SJCPBIV

SJCP—[…]

BIV[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+2.0%SJCP, at 2.3% volatility

SJCPWorst drop−2.0%2.3% vol

BIVWorst drop−5.4%4.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

BIVSJCP

−1.0%Year to date+1.4%

4.5%Yield3.9%

−0.3%Past year+2.0%

0.03%Fee0.65%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026