Compare · 3 funds side by side · dividends reinvested

SJCP, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749SPYM · best of the three

02 / 04

SJCP, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$185B1.5

SanJac Alpha Core Plus Bond ETFBonds & Cash · Core aggregate0.65%3.89%+1.0%+1.7%[…][…]−2.0%2.3%$7M2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: SJCP 2024 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

SanJac Alpha Core Plus Bond ETF · $7M[…]

SJCP

SPYM

State Street SPDR Portfolio S&P 500 ETF · $185B$17,749

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

SJCPMeasureSPYM

+1.0%Year to dateJan 1 → Nov 3+11.5%

+1.7%1 yearTotal return+11.9%

[…]3 years · per year$10,000 became […] · $19,092+24.1%

[…]5 years · per year$10,000 became […] · $17,749+12.2%

0.65%Expense ratio$65 · $2 a year on $10k · lower is better0.02%

3.89%Trailing 12-mo yield$389 · $103 a year on $10k1.03%

−2.0%Worst dropSmaller is better−8.9%

2.3%VolatilityLower is calmer12.7%

SJCPSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SJCP vs SPYM: Top 5 Holdings

Today

SJCP

21.1%in top 5

SPYM

in top 527.4%

SJCPStockSPYM

10.9%RITM-PDnot top 5

not top 5NVDA7.8%

not top 5AAPL7.7%

not top 5MSFT5.9%

not top 5AMZN3.6%

3.3%PMTVnot top 5

2.9%DXnot top 5

not top 5GOOGL2.5%

2.1%PMT-PAnot top 5

1.9%XELLLnot top 5

Held in common0.0%

End-of-day Nov 3, 2026 · share of each fund

SJCP vs SPYM Returns, Every Period

SanJac AlphaSJCP

+1.7%

past year

SPYMSPDR

+11.9%

past year

SJCPSPYMFaded: behind in that period

0–2SPYM wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Bonds vs Core: SJCP vs SPYM

YTD

SanJac AlphaSJCP

+1.0%

SPYMSPDR

+11.5%

+1.0%Year to date+11.5%

−2.0%Worst drop · 1Y−8.9%

2.3%Volatility · 1Y12.7%

3.9%Yield1.0%

$7.4MAssets$185B

3–1SJCP wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SJCP, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

SJCP0.65%$65

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: SJCP, SPYM, SPY

3.89%highest, SJCP

FundTrailing yieldYield$10k

SJCP3.89%$389

SPYM1.03%$103

SPY1.01%$101

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$324most kept, SJCP

SJCP$389 − $65 = $324

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: SJCP, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

SJCPSPYMSPY

SJCP—0.0%0.0%

SPYM0.0%—99.9%

SPY0.0%99.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%SPYM, at 12.7% volatility

SJCPWorst drop−2.0%2.3% vol

SPYMWorst drop−8.9%12.7% vol

SPYWorst drop−8.9%12.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SJCPSPYM

+1.0%Year to date+11.5%

3.9%Yield1.0%

+1.7%Past year+11.9%

0.65%Fee0.02%

3–1SPYM wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026