Compare · 3 funds side by side · dividends reinvested

SJLD, IUSB and BND

SJLDSanJac Alpha×IUSBiShares×BNDVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,138IUSB · best of the three

02 / 04

SJLD, IUSB and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

SanJac Alpha Low Duration ETFBonds & Cash · Ultra-short0.35%5.16%+2.3%+2.4%[…][…]−1.1%1.4%$2M1.3

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%+0.1%+0.8%+5.6%+0.3%−4.3%3.9%$50.4B1.8

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SJLD 2024 · IUSB 2014 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

SanJac Alpha Low Duration ETF · $2M[…]

SJLD

BND

Vanguard Total Bond Market ETF · $161B$9,974

$10,000 five years ago, dividends reinvested

SJLDMeasureBND

+2.3%Year to dateJan 1 → Nov 6−0.0%

+2.4%1 yearTotal return+0.6%

[…]3 years · per year$10,000 became […] · $11,637+5.2%

[…]5 years · per year$10,000 became […] · $9,974−0.1%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

5.16%Trailing 12-mo yield$516 · $412 a year on $10k4.12%

−1.1%Worst dropSmaller is better−4.5%

1.4%VolatilityLower is calmer4.0%

SJLDBND Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1SJLD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SJLD vs BND: Top 5 Holdings

Today

SJLD

24.1%in top 5

BND

in top 5[…]

SJLDStockBND

6.6%PMTVnot top 5

6.6%PMTWnot top 5

4.4%MFAOnot top 5

3.3%CIMOnot top 5

3.3%MFANnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SJLD vs BND Returns, Every Period

SanJac AlphaSJLD

+2.4%

past year

BNDVanguard

+0.6%

past year

SJLDBNDFaded: behind in that period

2–0SJLD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SJLD vs IUSB

YTD

SanJac AlphaSJLD

+2.3%

IUSBiShares

+0.1%

+2.3%Year to date+0.1%

−1.1%Worst drop · 1Y−4.3%

1.4%Volatility · 1Y3.9%

5.2%Yield4.3%

$2.2MAssets$50.4B

4–0SJLD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SJLD, IUSB, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

IUSB0.06%$6

SJLD0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SJLD, IUSB, BND

5.16%highest, SJLD

FundTrailing yieldYield$10k

SJLD5.16%$516

IUSB4.34%$434

BND4.12%$412

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$481most kept, SJLD

SJLD$516 − $35 = $481

IUSB$434 − $6 = $428

BND$412 − $3 = $409

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SJLD, IUSB, BND

Today

[…]holdings […]

SJLDIUSBBND

SJLD—[…][…]

IUSB[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.4%SJLD, at 1.4% volatility

SJLDWorst drop−1.1%1.4% vol

IUSBWorst drop−4.3%3.9% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SJLDIUSB

+2.3%Year to date+0.1%

5.2%Yield4.3%

+2.4%Past year+0.8%

0.35%Fee0.06%

3–1SJLD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026