Compare · 4 funds side by side · dividends reinvested

SJLD, PULS, VCIT and BND

SJLDSanJac Alpha×PULSPGIM×VCITVanguard×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,425PULS · best of the four

02 / 04

SJLD, PULS, VCIT and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

PGIM Ultra Short Bond ETFBonds & Cash · Ultra-short0.15%4.36%+3.4%+4.1%+5.3%+4.4%−0.1%0.4%$19.8B1.8

SanJac Alpha Low Duration ETFBonds & Cash · Ultra-short0.35%5.16%+2.3%+2.3%[…][…]−1.1%1.4%$2M2.2

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.8

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SJLD 2024 · PULS 2018 · VCIT 2009 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total Bond Market ETF · $161B$9,983

BND

SJLD

SanJac Alpha Low Duration ETF · $2M[…]

$10,000 five years ago, dividends reinvested

BNDMeasureSJLD

+0.1%Year to dateJan 1 → Nov 5+2.3%

+0.4%1 yearTotal return+2.3%

+5.6%3 years · per year$10,000 became $11,761 · […][…]

−0.0%5 years · per year$10,000 became $9,983 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

4.12%Trailing 12-mo yield$412 · $516 a year on $10k5.16%

−4.5%Worst dropSmaller is better−1.1%

4.0%VolatilityLower is calmer1.4%

BNDSJLD Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5SJLD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BND vs SJLD: Top 5 Holdings

Today

BND

[…]in top 5

SJLD

in top 524.2%

BNDStockSJLD

not top 5PMTV6.6%

not top 5PMTW6.6%

not top 5MFAO4.4%

not top 5CIMO3.3%

not top 5MFAN3.3%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

BND vs SJLD Returns, Every Period

VanguardBND

+0.4%

past year

SJLDSanJac Alpha

+2.3%

past year

BNDSJLDFaded: behind in that period

0–2SJLD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

BND vs SJLD

YTD

VanguardBND

+0.1%

SJLDSanJac Alpha

+2.3%

+0.1%Year to date+2.3%

−4.5%Worst drop · 1Y−1.1%

4.0%Volatility · 1Y1.4%

4.1%Yield5.2%

$161BAssets$2.2M

4–0SJLD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SJLD, PULS, VCIT, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

PULS0.15%$15

SJLD0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SJLD, PULS, VCIT, BND

5.16%highest, SJLD

FundTrailing yieldYield$10k

SJLD5.16%$516

VCIT5.02%$502

PULS4.36%$436

BND4.12%$412

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SJLD$516 − $35 = $481

PULS$436 − $15 = $421

BND$412 − $3 = $409

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SJLD, PULS, VCIT, BND

Today

0.0%most shared, SJLD and PULS

SJLDPULSVCITBND

SJLD—0.0%[…][…]

PULS0.0%—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+4.1%PULS, at 0.4% volatility

PULSWorst drop−0.1%0.4% vol

SJLDWorst drop−1.1%1.4% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SJLDPULS

+2.3%Year to date+3.4%

5.2%Yield4.4%

+2.3%Past year+4.1%

0.35%Fee0.15%

3–1PULS wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026