Compare · 3 funds side by side · dividends reinvested

SMB, SCHD and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

SMB, SCHD and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.6

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.8

VanEck Short Muni ETFBonds & Cash · Municipal0.07%2.83%+1.1%+2.2%+3.8%+1.3%−2.3%2.5%$394M2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SMB 2008 · SCHD 2011 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

VanEck Short Muni ETF · $394M$10,690

SMB

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,375

$10,000 five years ago, dividends reinvested

SMBMeasureSCHD

+1.1%Year to dateJan 1 → Nov 5+32.3%

+2.2%1 yearTotal return+38.7%

+3.8%3 years · per year$10,000 became $11,170 · $17,414+20.3%

+1.3%5 years · per year$10,000 became $10,690 · $16,375+10.4%

0.07%Expense ratio$7 · $6 a year on $10k · lower is better0.06%

2.83%Trailing 12-mo yield$283 · $298 a year on $10k2.98%

−2.3%Worst dropSmaller is better−6.9%

2.5%VolatilityLower is calmer11.7%

SMBSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SMB vs SCHD: Top 5 Holdings

Today

SMB

[…]in top 5

SCHD

in top 521.7%

SMBStockSCHD

not top 5TXN4.7%

not top 5PG4.4%

not top 5HD4.3%

not top 5KO4.2%

not top 5AMGN4.2%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SMB vs SCHD Returns, Every Period

VanEckSMB

+1.3%

5 years, per year

SCHDSchwab

+10.4%

5 years, per year

SMBSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

SMB vs SGOV

YTD

VanEckSMB

+1.1%

SGOViShares

+3.1%

+1.1%Year to date+3.1%

−2.3%Worst drop · 1Y+0.0%

2.5%Volatility · 1Y0.2%

2.8%Yield3.6%

$394MAssets$117B

4–0SGOV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SMB, SCHD, SGOV

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SMB0.07%$7

SGOV0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SMB, SCHD, SGOV

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

SCHD2.98%$298

SMB2.83%$283

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

SCHD$298 − $6 = $292

SMB$283 − $7 = $276

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SMB, SCHD, SGOV

Today

[…]holdings […]

SMBSCHDSGOV

SMB—[…][…]

SCHD[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

SGOVWorst drop0.0%0.2% vol

SMBWorst drop−2.3%2.5% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVSCHD

+3.1%Year to date+32.3%

3.6%Yield3.0%

+3.7%Past year+38.7%

0.09%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026