Compare · 2 funds side by side · dividends reinvested

SMBS and SGOV

SMBSSchwab×SGOViShares×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$12,086SGOV · best of the two

02 / 04

SMBS and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.3

Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFBonds & Cash · Mortgage0.03%5.29%+0.1%+0.9%[…][…]−5.2%4.7%$6.4B1.7

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: SMBS 2024 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETF · $6.4B[…]

SMBS

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,086

$10,000 five years ago, dividends reinvested

SMBSMeasureSGOV

+0.1%Year to dateJan 1 → Nov 4+3.1%

+0.9%1 yearTotal return+3.7%

[…]3 years · per year$10,000 became […] · $11,419+4.5%

[…]5 years · per year$10,000 became […] · $12,086+3.9%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

5.29%Trailing 12-mo yield$529 · $363 a year on $10k3.63%

−5.2%Worst dropSmaller is better0.0%

4.7%VolatilityLower is calmer0.2%

SMBSSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4SGOV wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SMBS vs SGOV: Top 5 Holdings

Today

SMBS

0.4%in top 5

SGOV

in top 5[…]

SMBSStockSGOV

0.4%GVMXXnot top 5

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

SMBS vs SGOV Returns, Every Period

SchwabSMBS

+0.9%

past year

SGOViShares

+3.7%

past year

SMBSSGOVFaded: behind in that period

0–2SGOV wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

SMBS vs SGOV

YTD

SchwabSMBS

+0.1%

SGOViShares

+3.1%

+0.1%Year to date+3.1%

−5.2%Worst drop · 1Y+0.0%

4.7%Volatility · 1Y0.2%

5.3%Yield3.6%

$6.4BAssets$117B

3–1SGOV wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SMBS, SGOV

Today

0.03%lowest, SMBS

FundExpense ratioFee$10k

SMBS0.03%$3

SGOV0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: SMBS, SGOV

5.29%highest, SMBS

FundTrailing yieldYield$10k

SMBS5.29%$529

SGOV3.63%$363

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$526most kept, SMBS

SMBS$529 − $3 = $526

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: SMBS, SGOV

Today

[…]holdings […]

SMBSSGOV

SMBS—[…]

SGOV[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SMBSWorst drop−5.2%4.7% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SMBSSGOV

+0.1%Year to date+3.1%

5.3%Yield3.6%

+0.9%Past year+3.7%

0.03%Fee0.09%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.1B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026