Compare · 3 funds side by side · dividends reinvested

SMBS, SGOV and IUSB

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

SMBS, SGOV and IUSB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.6

Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFBonds & Cash · Mortgage0.03%5.27%+0.5%+1.6%[…][…]−5.2%4.7%$6.5B2.0

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%+0.1%+0.8%+5.6%+0.3%−4.3%3.9%$50.4B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SMBS 2024 · SGOV 2020 · IUSB 2014

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETF · $6.5B[…]

SMBS

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,090

$10,000 five years ago, dividends reinvested

SMBSMeasureSGOV

+0.5%Year to dateJan 1 → Nov 6+3.2%

+1.6%1 yearTotal return+3.8%

[…]3 years · per year$10,000 became […] · $11,419+4.5%

[…]5 years · per year$10,000 became […] · $12,090+3.9%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

5.27%Trailing 12-mo yield$527 · $363 a year on $10k3.63%

−5.2%Worst dropSmaller is better0.0%

4.7%VolatilityLower is calmer0.2%

SMBSSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4SGOV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SMBS vs SGOV: Top 5 Holdings

Today

SMBS

0.4%in top 5

SGOV

in top 5[…]

SMBSStockSGOV

0.4%GVMXXnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SMBS vs SGOV Returns, Every Period

SchwabSMBS

+1.6%

past year

SGOViShares

+3.8%

past year

SMBSSGOVFaded: behind in that period

0–2SGOV wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SMBS vs IUSB

YTD

SchwabSMBS

+0.5%

IUSBiShares

+0.1%

+0.5%Year to date+0.1%

−5.2%Worst drop · 1Y−4.3%

4.7%Volatility · 1Y3.9%

5.3%Yield4.3%

$6.5BAssets$50.4B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SMBS, SGOV, IUSB

Today

0.03%lowest, SMBS

FundExpense ratioFee$10k

SMBS0.03%$3

IUSB0.06%$6

SGOV0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SMBS, SGOV, IUSB

5.27%highest, SMBS

FundTrailing yieldYield$10k

SMBS5.27%$527

IUSB4.34%$434

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$524most kept, SMBS

SMBS$527 − $3 = $524

IUSB$434 − $6 = $428

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SMBS, SGOV, IUSB

Today

[…]holdings […]

SMBSSGOVIUSB

SMBS—[…][…]

SGOV[…]—[…]

IUSB[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

IUSBWorst drop−4.3%3.9% vol

SMBSWorst drop−5.2%4.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SMBSSGOV

+0.5%Year to date+3.2%

5.3%Yield3.6%

+1.6%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026